$425,000

3120 20TH STREET N, St Petersburg, FL 33713

3 beds |
2 baths |
1,562 sqft

Single-Family Home
Built in 1956
6,098sqft lot
—— car garage
$272/sqft
Listed 23 hours ago

Property Description

Welcome to 3120 20th Ave N, a rare and versatile opportunity in the heart of Central St. Petersburg! This charming property features a 3-bedroom, 1-bathroom main home PLUS a FULLY PERMITTED 1-bedroom, 1-bathroom ATTACHED APARTMENT, making it ideal for house hacking, multi-generational living, or rental income potential. Imagine living in the main residence while leasing the apartment to offset your monthly costs, or earning extra income with both units. The layout provides privacy and convenience for tenants or extended family members. Outside, enjoy a large backyard perfect for gardening, entertaining, or future outdoor enhancements. Located in FEMA Flood Zone X, this home does not require flood insurance, a distinct advantage in this market. Situated near parks, shops, dining, and just minutes from downtown St. Pete, this property offers both practicality and lifestyle appeal. Recent updates include: Newer stainless steel appliances, New attic insulation in 2025, EV plug installed at driveway, Roof 2021, Updated electrical panel, tankless hot-water heater, and cost-saving minisplit AC units. Don’t miss this unique investment-ready home in a highly desirable central location!

Listing Status:: Active
Date Added:: February 27, 2026
Data Last Updated:: February 28, 2026 at 4:23AM
Listing Office:: MAINFRAME REAL ESTATE : 727-350-7727
Listing Agent:: Bobby Poth, III : 352-697-2522
MLS ID:: TB8481407

General: Ceiling Fans(s)
Rooms: Family Room
Appliances: DishwasherDisposalRangeRefrigeratorTankless Water Heater
Laundry: In Kitchen
Flooring: LaminateTile
A/C: Mini-Split Unit(s)
Heating: Other

General: Private YardRain Gutters
Style: Bungalow
Other Structures: Guest HouseShed(s)

Roofing: Shingle
General: AsbestosHardiPlank TypeOneCrawlspaceSlab

Road/Access: Asphalt
Originating MLS: Stellar MLS
County: Pinellas

Zoning: FLAGG & MORRIS SUB LOT 2312-31-16-27972-000-0230

Utilities: Electricity ConnectedSewer ConnectedWater Connected
Water: Public
Sewer: Public Sewer

Source: Stellar MLS
Ownership: Fee Simple

This listing courtesy of Bobby Poth, III , MAINFRAME REAL ESTATE

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Woodlawn Elementary

1600 16th St N, Saint Petersburg, FL, 33704

Grades PK-5

0.90 miles away

Strive Academy

4128 28th St N, Saint Petersburg, FL, 33714

Grades 6-12

0.96 miles away

Strive Academy

4128 28th St N, Saint Petersburg, FL, 33714

Grades 6-12

0.96 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.