3070 Harpoon LN, St. James City, FL 33956

• 3 beds |
• 2 baths |
• 1,246 sqft

Property Description

Welcome to your beautifully furnished waterfront retreat in the heart of picturesque St. James City. Tucked along peaceful canals, this charming 3-bedroom, 2-bath home captures the essence of relaxed island living while offering the comfort and style today’s buyers appreciate. Inside, a thoughtfully designed layout features a spacious great room, a bright and airy Florida Room, and a screened lanai perfect for unwinding as you enjoy tranquil water views. Whether you’re searching for a full-time residence, seasonal escape, or income-producing investment, this home offers exceptional versatility. Recent updates enhance both beauty and functionality. A standing seam metal roof adds durability and contemporary appeal, while updated air conditioning ducts provide efficient cooling during warm Florida days. Electrical improvements include a new line to the dock and upgraded outlets throughout the home. The refreshed kitchen shines with updated cabinetry, custom backsplash, upgraded sinks, stylish countertops, a new dishwasher, and a modern stove. Luxury vinyl flooring flows seamlessly throughout, offering durability, elegance, and waterproof performance. Both bathrooms feature new sinks, and a raised washer and dryer add everyday convenience with added protection from moisture. For boating enthusiasts, this property is a true gem. A 10,000-pound boat lift offers direct access to San Carlos Bay, Pine Island Sound, and the Gulf of Mexico—putting world-class fishing and endless waterfront adventures right at your doorstep. With a strong rental history, this home also presents excellent income potential as a vacation rental. Its inviting ambiance, prime location, and extensive updates make it highly appealing to visitors seeking the ultimate Southwest Florida waterfront experience. Don’t miss this opportunity to own a slice of paradise in one of Florida’s most desirable coastal communities. From relaxing on the lanai to exploring vibrant local waters, this home delivers a lifestyle defined by comfort, convenience, and unforgettable moments. Schedule your private showing today and start living your dream on the water.

Listing Status:

Active

Date Added:

March 2, 2026

Data Last Updated:

March 18, 2026 at 7:06AM

Listing Office:

Castaways Island Realty LLC : (239) 282-0770

MLS ID:

2026010379

Interior

• General: Walk-In Closet(s)
• Kitchen: Island
• Appliances: Electric CooktopDishwasherDryerMicrowaveRangeRefrigerator/FreezerRefrigerator/IcemakerSelf Cleaning OvenWasher
• Dining: Breakfast BarDining - Living
• Flooring: Vinyl
• A/C: Ceiling Fan(s)Central Electric
• Heating: Central Electric

Exterior

• General: Boat Canopy/CoverBoat Dock PrivateBoat LiftBoat SlipComposite DockDock IncludedElec Avail at dockWater Avail at DockScreened Lanai/PorchStorageStorage
• Style: RanchFloridaManufactured
• Parking: 2 AssignedCoveredDriveway PavedAttached CarportParking spaces: 1

Construction

• Roofing: Metal
• General: Vinyl Siding1

Location

• Road/Access: Paved
• HOA Amenities: 0.0
• Originating MLS: Florida Gulf Coast
• County: Lee

Lot

• Zoning: MH-135-45-22-23-00005.5310
• View: CanalView
• Fencing: Fenced
• Restrictions: None

Utilities

• Water: Central

Financial

• Source: Florida Gulf Coast