10492 SE 178TH STREET, Summerfield, FL 34491

• 2 beds |
• 2 baths |
• 1,066 sqft

Property Description

Welcome home to Spruce Creek South, a truly gated, 55+ golf-cart-friendly community in the heart of Central Florida. This cozy yet spacious 2-bedroom, 2-bath 2-car garage with privacy screen doors in front of garage door... 1 Golfcart Garage / utility shed behind the house, this one is a must see. (BRAND NEW WASHER WAS JUST PUT IN 3/14/2026) This home is perfectly situated on an oversized .30-acre corner lot, there is plenty of room for a pool. This home located along the resident gate road with direct access to The Terrace Plaza, placing everyday conveniences just minutes away. Enjoy nearby urgent care, nearby hospitals, dentist, doctors, restaurants, pharmacies, ice cream, medical supplies, beauty spa, nail salon, hairdresser and barber shop, thrift store, butcher shop and flower shops, —and even a Planet Fitness established in 2024. This home features a 2-car garage plus a separate golf cart garage as previously mentioned. Inside, the open floor plan offers a welcoming, modern layout ideal for comfortable living and entertaining. The kitchen with granite counter-tops and stainless steel appliances boasts ample cabinetry and counter space - perfect for any home chef. The open concept is great for entertaining your guest . Relax year-round in the expansive 10’ x 25’ lanai, great for Relaxing and also entertaining year round..., complete with vinyl windows replaced in 2022 and new screens installed in 2023. The home has been meticulously maintained and lightly used—Previous owners occupied only three months per year in the past since 2017-2023, totaling just 18 months of use in that period of 6 years, the new owner has been here a couple of years and decided to go back home to family. Recent Updates & Improvements Include: Transferable Massey Termite bond. Roof – December 2021*** HVAC – 2023 Newer Stainless-steel appliances - 2024 Tile flooring in both bathrooms– 2017 Luxury Porcelain plank floors in rest of the house - 2024 High end Bali Blinds - 2024 Washer and Dryer - 2024 Newer 6 panel doors -2024 Newer Primary Bedroom Shower 2024 Newer Granite Counter Tops - 2024 Newer Simply Safe Alarm - 2024 Newer Ring Door-bell - 2024 Newer hot water heater - 2024 Newer Wi-Fi Garage Opener with Camera and app. -2024 Electrical Panel was replaced by a new one in - 2025 Ceiling fans – 2020 Primary Bedroom fan 2024 Master bath: new toilet and granite vanity top - 2024 Guest bath: vanity & medicine cabinet (2018), exhaust fan (2022) Irrigation controller – 2021 With no bond, this home offers exceptional value and peace of mind. Residents of Spruce Creek South enjoy a vibrant lifestyle with countless amenities, including golf, shuffleboard, pickle ball, tennis, heated community pool, fitness center, separate men’s and women’s saunas, library, nature walks, dog park, Softball field, additional gated fenced in parking if you have a big RV or Trailer at an exceptional low cost to residents. There is on-site dining, and there is also a pro-shop which is part of the 18-hole golf course, and an active calendar of clubs and social events. Ideally located near shopping, entertainment, top medical facilities, and just minutes from The Villages, this home truly delivers the perfect blend of convenience, comfort, and community. Don’t miss this extraordinary opportunity—schedule your private or virtual tour today and experience the lifestyle waiting for you at Spruce Creek South.

Listing Status:

Active

Date Added:

January 13, 2026

Data Last Updated:

March 18, 2026 at 9:23PM

Listing Office:

RE/MAX PREMIER REALTY LADY LK : 352-753-2029

Listing Agent:

Gerrie Cosme Matias : 352-205-3262

MLS ID:

G5106551

Interior

• General: Ceiling Fans(s)L DiningThermostatWalk-In Closet(s)
• Appliances: DryerElectric Water HeaterMicrowaveRangeRefrigeratorWasher
• Laundry: In Garage
• Flooring: Ceramic TileTile
• A/C: Central Air
• Heating: CentralElectric

Exterior

• General: Rain Gutters

Construction

• Roofing: Shingle
• General: Vinyl SidingFrameOneSlab

Location

• Road/Access: AsphaltPaved
• HOA Amenities: Basketball CourtClubhouseFence RestrictionsFitness CenterGatedGolf CoursePickleball Court(s)PoolRacquetballSaunaSecurityShuffleboard CourtSpa/Hot TubTennis Court(s)Trail(s)Guard - 24 HourPoolSecurityTrash179.98Monthly
• Originating MLS: Stellar MLS
• County: Marion

Lot

• Zoning: R1SEC 35 TWP 17 RGE 23 PLAT BOOK 002 PAGE 012 SPRUCE CREEK SOUTH V BLK F LOT 146005-006-014

Utilities

• Utilities: Cable AvailableElectricity AvailableElectricity ConnectedFire Hydrant
• Water: Public
• Sewer: Septic Tank

Financial

• Source: Stellar MLS
• Ownership: Fee Simple