264 S CENTRAL AVENUE, Umatilla, FL 32784

• 2 beds |
• 2 baths |
• 1,258 sqft

Property Description

Lakefront Home – 264 S. Central Ave., Umatilla, FL Discover this exceptional lakefront single-family home in the heart of Umatilla, offering peaceful waterfront living with modern comforts and outstanding energy efficiency. Step inside to find a thoughtfully designed, energy-efficient home featuring: Quartz countertops in the kitchen with all Whirlpool appliances A large pantry housing a Samsung washer and dryer Tongue-and-groove cypress ceilings in the living and dining areas High-grade tile flooring throughout 6" spray foam insulation in the ceiling and around windows for superior efficiency Custom motorized blinds Outdoor kitchen setup with gas stub out The open living space flows beautifully to a wall of high-quality double-pane glass with two 8-foot sliders that open onto a large screened lanai. Enjoy breathtaking lake views, a private dock, and a relaxing hot tub. Both bedrooms are ensuite with quality glass shower doors (no tubs). The master suite boasts an extra-large walk-in closet and a luxurious dual-head shower. The second bedroom includes a built-in office and a Murphy bed for flexible use. Premium Features & Upgrades: Whole-house Generac home generator (regularly serviced under contract) Trane energy-efficient HVAC system under service contract with St. Louis Air Whole-house tankless gas water heater (Navien) All-gas systems: heat, stove, dryer, and water heater Yard irrigation sourced directly from the lake Digital entry lock Extra-large double carport Outdoor kitchen on the covered porch (with two lakeside entries) Lockable exterior storage unit in front (houses electric panel and freezer) Utilities & Infrastructure: All underground utilities Sewer lift station that pumps directly to the street sewer This home is an energy-efficient masterpiece with thoughtful details throughout. Perfect as a primary residence or a serene waterfront getaway, this lakefront property offers unmatched lifestyle and value in a quiet, scenic setting near the Ocala National Forest. Don’t miss this rare opportunity — schedule your private showing today! This sale is subject to a lot split that the City of Umatilla is in favor of, therefore the lot size and square footage of the lot are approximate. The adjacent duplex can also be purchased, if a buyer decided to buy both the lakefront home and duplex a lot split would not be necessary.

Listing Status:

Active

Date Added:

April 16, 2026

Data Last Updated:

May 17, 2026 at 3:23PM

Listing Office:

RLW REALTY : 352-771-2560

Listing Agent:

Logan Wilson : 352-771-2560

MLS ID:

G5111097

Interior

• General: Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomStone CountersThermostatVaulted Ceiling(s)Walk-In Closet(s)
• Rooms: Inside Utility
• Appliances: DishwasherDisposalDryerRangeRefrigeratorTankless Water Heater
• Laundry: InsideLaundry Room
• Flooring: Ceramic Tile
• A/C: Central Air
• Heating: Central

Exterior

• General: Storage
• Other Structures: Rear PorchScreened

Construction

• Roofing: Shingle
• Windows: Double Pane Windows
• General: Cement SidingFrameOneSlab

Location

• Road/Access: Paved
• Originating MLS: Stellar MLS
• County: Lake

Lot

• Zoning: RPUMATILLA MITCHENOR'S ADD S 48 FT OF LOT 5 N 25 FT OF LOT 6 BLK A PB 1 PG 56 ORB 4918 PG 43013-18-26-0500-00A-00500
• View: Water

Utilities

• Utilities: BB/HS Internet AvailableCable AvailableElectricity ConnectedSewer Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple