4020 CARTERET DRIVE, Winter Haven, FL 33884

• 4 beds |
• 3 baths |
• 2,282 sqft

Property Description

One or more photo(s) has been virtually staged. Welcome to 4020 Carteret Dr in Winter Haven, Florida, a beautifully updated 4-bedroom, 3-bath home located in a desirable 55+ lakefront community offering comfort, convenience, and low-maintenance living in the heart of Central Florida. This thoughtfully designed home features stunning lake views, hardwood flooring, an updated kitchen with modern finishes, and stylish upgrades throughout. The spacious layout includes a mother-in-law suite, perfect for visiting family, guests, or additional privacy. Residents enjoy direct water access and a private community boat ramp, providing easy access to Winter Haven’s renowned Chain of Lakes, ideal for boating, fishing, and enjoying Florida’s outdoor lifestyle. The community also offers boat and water toy storage for a small fee, making it convenient to keep your boat or jet skis nearby and ready to use. One of the standout features of this home is the maintenance-free lifestyle. The HOA covers exterior home maintenance including landscaping, mulch, and exterior painting, allowing homeowners to enjoy their property without the typical upkeep responsibilities. Located just minutes from Cypress Gardens Boulevard, this home offers quick access to shopping, restaurants, grocery stores, golf courses, parks, and medical facilities. Residents are also close to LEGOLAND Florida Resort, and major roadways including US-27 and the Polk Parkway, making travel to Lakeland, Orlando, and Tampa convenient. If you’re searching for a Lake view home in Winter Haven, a low-maintenance home in a 55+ community, or a property with Ruby Lake access, 4020 Carteret Dr offers the perfect combination of location, lifestyle, and modern comfort in one of Polk County’s most established lake communities. Schedule a showing today!

Listing Status:

Active

Date Added:

March 10, 2026

Data Last Updated:

March 11, 2026 at 6:21AM

Listing Office:

KELLER WILLIAMS ADVANTAGE III : 407-207-0825

Listing Agent:

Sofia Lovinsky : 407-376-1845

MLS ID:

O6389154

Interior

• General: Ceiling Fans(s)Crown MoldingKitchen/Family Room ComboOpen FloorplanStone CountersWalk-In Closet(s)
• Appliances: CooktopDishwasherMicrowaveRangeRefrigerator
• Laundry: InsideLaundry Room
• Flooring: HardwoodTile
• A/C: Central Air
• Heating: CentralElectric

Exterior

• General: Sidewalk

Construction

• Roofing: Shingle
• Windows: Blinds
• General: BlockStuccoOneSlab

Location

• Road/Access: AsphaltPaved
• HOA Amenities: Basketball CourtCable TVClubhouseFitness CenterGatedMaintenanceParkPlaygroundPoolSaunaShuffleboard CourtTennis Court(s)Trail(s)Cable TVPoolInternetMaintenance StructureMaintenance GroundsRecreational Facilities484.0Monthly
• Originating MLS: Stellar MLS
• County: Polk

Lot

• Zoning: TRADITIONS PHASE 1 PLAT BOOK 131 PGS 47 THRU 54 LOT 6526-29-13-687552-000650

Utilities

• Utilities: Cable ConnectedElectricity ConnectedPhone AvailablePublicSewer ConnectedUnderground UtilitiesWater AvailableWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple