4099 ISLAND LAKES DRIVE, Winter Haven, FL 33881

• 3 beds |
• 2 baths |
• 1,603 sqft

Property Description

One or more photo(s) has been virtually staged. NEW ROOF 2/9/2026 + $10K PRICE IMPROVEMENT on 7/24! Now offered at another improved price, this waterfront home on Lake Rochelle delivers the best value currently available on the Winter Haven Chain of Lakes. Located in the desirable Island Lakes community, this well-maintained 3-bedroom, 2-bath home combines lakefront living, major recent updates, and everyday functionality. A brand new roof was installed in February 2026, offering added peace of mind and potential insurance advantages for the next owner. Fresh landscaping and new sod create excellent curb appeal, while the open split-bedroom floorplan provides comfortable living with beautiful natural light throughout. The spacious primary suite overlooks the water and includes a private bath and walk-in closet. The living and dining areas flow easily into the kitchen, making the home ideal for entertaining, weekend guests, or simply enjoying the lake lifestyle. Step outside and enjoy direct access to the Chain of Lakes with boating, fishing, kayaking, and sunset views right from your backyard. Conveniently located near shopping, dining, medical facilities, and major roadways while still offering a peaceful waterfront setting. Whether you’re looking for a primary residence, winter retreat, or investment opportunity, this property checks all the boxes for Florida lakefront living. Schedule your private showing today.

Listing Status:

Active

Date Added:

April 1, 2025

Data Last Updated:

July 27, 2026 at 5:23AM

Listing Office:

KELLER WILLIAMS REALTY SMART 1 : 863-508-3000

Listing Agent:

Don Jerue : 863-259-9550

MLS ID:

P4934266

Interior

• General: Cathedral Ceiling(s)Ceiling Fans(s)In Wall Pest SystemKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSplit BedroomVaulted Ceiling(s)Walk-In Closet(s)
• Appliances: DishwasherMicrowaveRangeRefrigerator
• Laundry: Inside
• Flooring: Laminate
• A/C: Central Air
• Heating: Central

Exterior

• General: Lighting
• Other Structures: Front PorchRear PorchScreenedCovered

Construction

• Roofing: Shingle
• General: BlockStuccoOneSlab

Location

• Road/Access: Paved
• HOA Amenities: 50.0Quarterly
• Originating MLS: Stellar MLS
• County: Polk

Lot

• Zoning: ISLAND LAKES PLAT BOOK 134 PGS 4 & 5 LOT 4326-28-09-530005-000430

Utilities

• Utilities: Electricity ConnectedWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple