78021 SADDLE ROCK Road, Yulee, FL 32097

• 5 beds |
• 3 baths |
• 2,436 sqft

Property Description

Lumber Creek beaut! Perfectly positioned on an oversized waterfront lot, this beautifully maintained 5-bedroom, 2.5-bath home offers the ideal combination of functional living space, modern updates, and incredible backyard views. Step inside to find a dedicated formal office just off the entry, complete with French door, creating the perfect space for working from home, a playroom, or a quiet retreat. Beyond the entry, the open-concept floor plan showcases brand-new luxury vinyl plank flooring throughout the main living areas and office, abundant natural light, and a spacious family room that flows seamlessly into the kitchen and dining area. Large picture windows frame the peaceful water views, while the covered lanai invites relaxation in the private backyard setting. The kitchen offers ample cabinetry, plenty of prep space, energy-efficient appliances, and an open design perfect for entertaining or everyday living. The thoughtfully designed layout places the primary suite downstairs for added privacy, complete with a spacious ensuite featuring a walk-in shower and a generous walk-in closet. Upstairs, you'll find four additional bedrooms centered around a versatile loft, creating the perfect space for a media room, playroom, second family room, or homework zone. Located just a short stroll from the community pool, clubhouse, and playground, Lumber Creek offers a wonderful neighborhood atmosphere with convenient access to shopping, dining, I-95, Kings Bay, Jacksonville, and the beautiful beaches of Amelia Island. If you've been searching for a spacious move-in-ready home with room to grow and an unbeatable lot size at a great price, this one is ready to welcome you home.

Listing Status:

Active

Date Added:

July 30, 2026

Data Last Updated:

August 13, 2026 at 6:35PM

Listing Office:

KELLER WILLIAMS REALTY ATLANTIC PARTNERS : 904-261-9800

Listing Agent:

MELISSA RICKS : 904-548-8540

MLS ID:

2157713

Interior

• General: Breakfast BarCeiling Fan(s)Entrance FoyerEat-in KitchenOpen FloorplanPantryPrimary DownstairsWalk-In Closet(s)Primary Bathroom - Shower No TubSplit Bedrooms
• Appliances: DryerDisposalDishwasherElectric OvenElectric RangeElectric Water HeaterIce MakerMicrowaveRefrigeratorWasher
• Laundry: Electric Dryer HookupLower LevelIn UnitWasher Hookup
• Flooring: ConcreteVinyl
• A/C: Central Air
• Heating:

Exterior

• General: Community
• Style: Traditional

Construction

• Roofing: Shingle
• General: Fiber Cement2

Location

• Road/Access: City Street
• HOA Amenities: 335.0Semi-Annually
• Originating MLS: realMLS (Northeast Florida Multiple Listing Service)
• County: Nassau

Lot

• Zoning: 092N27129002200000
• View: Pond
• Current Use: ResidentialSingle Family

Utilities

• Utilities: Cable AvailableElectricity ConnectedSewer ConnectedWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: realMLS (Northeast Florida Multiple Listing Service)