38600 NAOMI AVENUE, Zephyrhills, FL 33542

• 4 beds |
• 2 baths |
• 1,404 sqft

Property Description

Under contract-accepting backup offers. Back on market due to buyer not making escrow deposit. Discover a turnkey duplex property in the heart of Zephyrhills with this well-maintained duplex that does NOT require flood insurance, has NO HOA, NO CDD and the listing agent/owner is open to creative financing with 20% down! You can alos purchase this FHA with only 3.5% down when you live in one side and rent out the other! Each unit is separately metered, and each unit consists of 2 bedrooms and 1 bathroom. This solid block remodeled duplex offers dependable rental income, low maintenance, and strong tenant demand in a rapidly redeveloping and growing area of Zephyrhills. This duplex features 1,404 sq ft of heated living space, a screened-in back patio separated for each unit, a spacious, fully fenced backyard, and a dedicated storage shed. The property has previously been leased at $1550 on annual and currently $2000-$2500 per side on short term rental (airbnb), demonstrating consistent rental performance. Tenants enjoy separately metered central air, electric heating, and a full suite of appliances, including a range, refrigerator, dishwasher, washer, dryer, and electric water heater. With no HOA and minimal owner expenses, this property is ideal for investors seeking stable cash flow. Located just minutes from US-301, shopping, dining, and downtown Zephyrhills, this duplex sits in a quiet residential neighborhood with strong rental demand. Whether you’re expanding your portfolio or entering the investment market, this income-producing property is ready to perform from day one. These have been used as both Airbnb and long-term annual rentals in the past. Roof is less than 5 years old. You could also live in one unit and rent out the other! Listing agent is an owner in the LLC

Listing Status:

Pending

Date Added:

January 2, 2026

Data Last Updated:

February 16, 2026 at 11:23PM

Listing Office:

LPT REALTY, LLC : 877-366-2213

Listing Agent:

Jason Catalanotto : 330-604-8183

MLS ID:

TB8460327

Interior

• General: Ceiling Fans(s)Eat-in Kitchen
• Appliances: CooktopDishwasherDryerMicrowaveRefrigeratorWasher
• Laundry: Laundry Room
• A/C: Central Air
• Heating: Central

Exterior

• General: Fence
• Other Structures: Rear PorchScreenedCovered

Construction

• Roofing: Shingle
• Windows: BlindsWindow Treatments
• General: BlockOneSlab

Location

• Road/Access: Asphalt
• Originating MLS: Stellar MLS
• County: Pasco

Lot

• Zoning: R3REESE ADDITION UNREC PLAT OF LOTS 5 & 8 BLOCK 5 OF OAK PARK PB 2 PG 75 LYING IN W1/2 OF SE1/4 OF SEC 2:LOT 7 LESS THE WEST 14.39 FT THEREOF AND THE WEST 15.5 FT OF LOT 8 & DESC AS FOLL:THE WEST 80.00 FT OF EAST 143.39 FT OF LOT 5 BLOCK 5 LESS NORTH 5 0 FT THEREOF FOR ROAD R/W AND TOGETHER WITH THE NORTH 12.51 FT OF WEST 80.00 FT OF EAST 143.39 FT OF LOT 8 BLOCK 5;SUBJECT TO UTILITY EASEMENT OVER SOUTH 10.00 FT THEREOF;ALL LYING WITHIN ZEPHYRHILLS COLONY COMPANY LANDS PB 2 PG 621-26-02-002.A-000.00-007.0

Utilities

• Utilities: Cable AvailableElectricity ConnectedSewer ConnectedWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple