$938,500

107 Wards Lane, St. Marys, GA 31558

3 beds |
4 baths |
3,426 sqft

Single-Family Home
Built in 2010
0.38acre lot
—— car garage
$274/sqft
Listed 3 months ago

Property Description

Thoughtfully designed by acclaimed Amelia Island architect John Cotner and built by Ed Freeman of Great Cape Builders, this custom Lowcountry home pairs timeless coastal style with rare efficiency and storm-ready peace of mind. Highlights: Front porch gallery + large screened back porch with grilling area; 1,183 sq ft conditioned walk-up attic; whole-home generator with 500-gallon propane tank; geothermal HVAC; Andersen windows; storm shutter systems (hard and soft). Enjoy Cumberland Harbour living near the Intracoastal Waterway on the Georgia-Florida line, with a desirable split-bedroom plan and a great room featuring an ISOKERN fireplace, custom built-ins, hardwoods, and craft-level millwork.

Listing Status:: Active
Date Added:: January 15, 2026
Data Last Updated:: March 5, 2026 at 1:08AM
Listing Office:: St. Marys Realty Inc : 912-729-7900
Listing Agent:: Cheryl Smith : 845-520-1447
MLS ID:: 10674202

General: BookcasesDouble VanityHigh CeilingsMaster On Main LevelRear StairsSplit Bedroom PlanTile BathWalk-In Closet(s)
Appliances: Convection OvenDishwasherDisposalDryerElectric Water HeaterMicrowaveOtherRangeRefrigeratorTankless Water HeaterWasherWater Softener
Laundry: Mud RoomOther
Basement: None
Flooring: HardwoodTile
A/C: Ceiling Fan(s)Central AirDualElectricHeat PumpOtherZoned
Heating: CentralElectricForced AirHeat Pump
Fireplace: Factory BuiltFamily RoomLiving RoomMasonryOtherFireplaceFireplaces: 1
Disability Feature: Accessible DoorsAccessible EntranceAccessible Full BathAccessible Hallway(s)Accessible KitchenShower Access Wheelchair
Eco/Green Feature: AppliancesExposure/ShadeInsulationThermostatWater HeaterWindowsGeothermal

General: Gas GrillSprinkler SystemVeranda
Style: RusticTraditional
Parking: GuestGarageKitchen LevelGarage Door OpenerSide/Rear EntranceParking spaces: 5

Roofing: Composition
Windows: Double Pane WindowsWindow Treatments
General: OtherOne and One HalfSlab

HOA Amenities: Facilities FeeManagement FeeSecuritySwimmingTennis2275.0
Originating MLS: Georgia MLS 2
County: Camden

Zoning: 160C 442

Utilities: Cable AvailableElectricity AvailableHigh Speed InternetOtherPhone AvailablePropaneSewer ConnectedUnderground UtilitiesWater Available220 VoltsGeneratorElectricity on Property
Water: PrivatePublic
Sewer: Public Sewer

Source: Georgia MLS 2

This listing courtesy of Cheryl Smith , St. Marys Realty Inc

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

St. Mary's Elementary School

600 Osborne St, Saint Marys, GA, 31558

Grades PK-5

1.90 miles away

St, Mary's Middle School

205 Martha Dr, Saint Marys, GA, 31558

Grades 6-8

3.55 miles away

Camden County High School

6300 Laurel Island Pkwy, Kingsland, GA, 31548

Grades 9-12

9.57 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.