$240,000

3109 Surfwood Drive, Carter Lake, IA 51510

4 beds |
1 bath |
1,305 sqft

Single-Family Home
Built in 1959
0.3acre lot
—— car garage
$184/sqft
Listed 11 days ago

Property Description

MOVE IN READY ZERO ENTRY RANCH WATER FRONT ON CARTER LAKE! Plenty of room to add your own private dock. Large fenced in back yard to build your own oasis to fish and enjoy the lake ! Zero entry ranch with 4 bedrooms with a large walk in closet in master bedroom. Kitchen updates in 2025 are SS refrigerator and dishwasher, flooring, plumbing, disposal, sink, faucet and counter tops. SS stove new in 2022. Laundry/bath includes new vanity/sink, toilet and tub. Washer and dryer new in 2022. Other updates are 6 new windows, new interior doors, new carpet and baseboards through out, fresh interior paint, new ceiling fans and lighting. Furnace and AC were new in 2022. If you are wanting one level living and water front don't miss ths one!

Listing Status:: Pending
Date Added:: January 29, 2026
Data Last Updated:: February 10, 2026 at 6:45PM
Listing Office:: Better Homes and Gardens R.E. : 402-932-5989
Listing Agent:: Shelly Jager : 402-659-7909
MLS ID:: 22602818

General: Zero Step Entry
Master Bedroom: Wall/Wall CarpetingCeiling Fan(s)Walk-In Closet(s)Main Floor
Master Bath: FullShower
Kitchen: Laminate Flooring
Appliances: RangeRefrigeratorFreezerWasherDishwasherDryerDisposalMicrowave
Living Room: Wall/Wall CarpetingCeiling Fan(s)
Laundry: Porcelain Tile
Flooring: VinylCarpetCeramic Tile
A/C: Central Air
Heating: Natural GasForced Air
Fireplace: Fireplaces: 0

General: Lake UseZero Step EntryShed(s)
Style: Ranch
Other Structures: Shed(s)Patio
Parking: No GarageParking spaces: 0

Roofing: Composition
General: Vinyl SidingSlab

Originating MLS: Great Plains Regional MLS
School District: Council Bluffs
County: Pottawattamie

Zoning: CARTER LAKE - FAIRWOOD 1ST ADD LT 129 & PT LT 125 COMM 165.49'N SW COR TH NE80.04' SE29.1' SW62.2 'W59.51' TO POB7544 21 132 039
Fencing: Chain Link

Utilities: Electricity AvailableNatural Gas AvailableWater AvailableSewer AvailableElectricity on Property
Water: Public
Sewer: Public Sewer

Source: Great Plains Regional MLS
Ownership: Fee Simple

This listing courtesy of Shelly Jager , Better Homes and Gardens R.E.

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Carter Lake Elementary School

1000 Willow Dr, Carter Lake, IA, 51510

Grades PK-5

0.37 miles away

Kirn Middle School

100 North Ave, Council Bluffs, IA, 51503

Grades 6-8

4.20 miles away

Thomas Jefferson High School

2501 W Broadway, Council Bluffs, IA, 51501

Grades 9-12

2.34 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.