49 N Lake Avenue, Fox Lake, IL 60020

• 4 beds |
• 5 baths |
• 3,192 sqft

Property Description

Welcome to this beautifully remodeled lake-area retreat with rare deeded access to the Chain O'Lakes, one of the most sought-after recreational water systems in Northern Illinois. Enjoy boating, dining, fishing, and waterfront living all summer long-directly from your private deeded strip of land with your own pier. Opportunities like this are hard to find and highly desirable. This spacious home offers over 3,100 square feet across three full levels of above-grade living space, making it ideal for large families, multi-generational living, or those who love to entertain. Completely renovated in 2020, the home blends modern finishes with warm, light-filled interiors and exceptional flexibility. The main living areas are filled with natural light from large windows throughout, creating a bright, open feel. Multiple balconies provide peaceful water views, enhancing the lake-lifestyle atmosphere. The expansive primary suite features a private en-suite bath and a connected office or nursery, perfect for remote work or growing families. The lower level is fully above ground, with large windows and an open living area featuring a built-in wet bar-ideal for an in-law suite, guest quarters, teen retreat, or entertainment space. Enjoy the outdoors with a custom granite bar area, perfect for summer gatherings. Then head down to your private Chain-of-Lakes access, where your own pier provides easy entry to one of the region's most popular boating and recreation destinations. Major Updates and Features 1 Rare deeded access to the Chain O'Lakes 2 Private strip of land with your own pier 3 Full remodel completed in 2020 4 New roof in 2023 5 Attic insulation redone in 2025 6 New stove installed in 2025 7 Fresh interior paint in 2025-2026 8 Newer HVAC systems 9 Updated bathrooms throughout 10 2.5-car garage 11 Multiple balconies with water views 12 Three full levels of above-grade living space This home offers the rare combination of size, flexibility, natural light, and direct access to the Chain O'Lakes, making it perfect for families, entertainers, or anyone seeking a true waterfront lifestyle without full waterfront pricing.

Listing Status:

Active

Data Last Updated:

April 3, 2026 at 4:18PM

Listing Office:

Circle One Realty : 630-862-5181

Listing Agent:

Ryan Cherney : 630-862-5181

MLS ID:

12574282

Interior

• General: Wet Bar1st Floor Bedroom1st Floor Full Bath
• Rooms: OfficeLoftFoyer
• Appliances: RangeMicrowaveDishwasherRefrigeratorWasherDryerStainless Steel Appliance(s)
• Dining: Separate
• Laundry: Main LevelUpper Level
• Basement: FinishedFull
• Flooring: Laminate
• A/C: Central Air
• Heating: Natural Gas
• Disability Feature: None

Exterior

• General: Balcony
• Style: Traditional
• Parking: AsphaltGarage Door OpenerYesGarage OwnedAttachedGarageParking spaces: 2

Construction

• Roofing: Asphalt
• General: 3 StoriesBlock

Location

• HOA Amenities: LakeWater RightsStreet PavedNot Applicable
• Originating MLS: mred
• School District: 114
• County: Lake

Lot

• Zoning: 05102070240000
• View: Water

Utilities

• Utilities: Circuit Breakers
• Water: Public
• Sewer: Public Sewer

Financial

• Source: mred
• Ownership: Fee Simple