514 E Garden Street, Freeport, IL 61032

• 3 beds |
• 1 bath |
• 980 sqft

Property Description

Stop Renting. Start Owning! Unique homeownership opportunity designed for renters ready to make the move to owning. Updated 3-bedroom, 1-bath home with a 1-car garage plus additional space behind the garage-perfect for a workshop or extra storage. Features include new vinyl plank flooring, updated bathroom, some vinyl windows, and 100-amp electrical service. This property qualifies for a unique homeownership program designed to help renters transition to ownership with minimal upfront cash and a simplified approval process. Example terms: $150,000 purchase price with payments as low as $1,295/month. Security deposit may be applied toward the down payment, and the first month's rent becomes the first mortgage payment. Program designed for hardworking buyers, including self-employed, 1099 earners, small business owners, ITIN holders, and credit-rebuilding applicants. If you qualify to rent, you may qualify to own. Program availability and terms vary. All approvals subject to income verification and underwriting guidelines. Equal Housing Opportunity.

Listing Status:

Pending

Data Last Updated:

April 4, 2026 at 7:20PM

Listing Office:

Keller Williams Realty Signature : 815-315-1111

Listing Agent:

Olga Kampmeier : 815-315-1111

MLS ID:

12593306

Interior

• Rooms: No additional rooms
• Basement: UnfinishedFull
• A/C: None
• Heating: Forced Air
• Disability Feature: None

Exterior

• Other Structures: See Remarks
• Parking: YesDetachedGarageParking spaces: 1

Construction

• General: 1.5 Story

Location

• HOA Amenities: Not Applicable
• Originating MLS: mred
• School District: 145
• County: Stephenson

Lot

• Zoning: 18143235601800

Utilities

• Water: Public
• Sewer: Public Sewer

Financial

• Source: mred
• Ownership: Fee Simple