146 Franklin Street, Geneva, IL 60134

• 4 beds |
• 5 baths |
• 5,301 sqft

Property Description

Exceptional three-story residence ideally situated in the heart of Geneva's coveted Historic District, just two blocks from 3rd Street shopping, dining, and entertainment, and only one block from the Fox River and scenic Fox River Trail. This premier location offers effortless walkability to all that downtown Geneva has to offer, along with easy access to the highly acclaimed Geneva School District 304. The impressive entryway welcomes you into beautifully appointed interiors highlighted by exquisite custom millwork, transom windows, thick crown and base moldings, and elegant wainscoted walls throughout. Hardwood floors flow seamlessly through the spacious main level, beginning in the elegant oversized living room, which features a wood-burning fireplace and built-in cabinets with glass fronts and accent lighting. Abundant natural light fills the space through two sets of French doors, leading to a stunning screened-in patio and creating a seamless indoor-outdoor living experience. The heart of the home is a beautifully designed chef's kitchen with high-end stainless steel appliances, including a new dishwasher, stove, and double ovens (2026), ample white cabinetry, granite countertops, and a new backsplash. A charming eat-in nook with built-in bench seating is framed by a large picture window and opens directly to the sunroom, offering a comfortable, light-filled space perfect for both everyday moments and relaxed entertaining. Just off the kitchen is a built-in desk area and a stunning formal dining room showcasing thick crown molding, wainscoted walls, and a built-in hutch with accent lighting. A private office, featuring beautiful millwork, custom built-ins, and a fireplace, offers incredible flexibility, with the potential to serve as a first-floor bedroom complete with an attached full bath, perfect for guests or multigenerational living. A mudroom with open locker-style cubbies completes the main level with both style and practicality. The second level is highlighted by a luxurious primary suite, featuring a completely remodeled en-suite bath (2025 by Hogan), offering dual quartz-topped vanities, an oversized glass-enclosed shower, and a new large walk-in closet with built-ins. The primary suite also enjoys private access to an enclosed heated balcony overlooking the beautifully landscaped backyard. Two additional spacious bedrooms on this level feature generous closets and share a Jack-and-Jill bath. A convenient laundry room with a sink completes the second floor. The third level offers exceptional flexibility with a spacious loft, recreation room, and a fourth bedroom with en-suite bath, all featuring cathedral ceilings, closets, and custom built-ins. The finished lower level expands the home's living and entertaining spaces, featuring a spacious family room anchored by a striking stone-surround fireplace. A well-appointed wet bar with a large island, counter seating, built-in cabinets, fridge, ice maker, and sink, ideal for hosting gatherings. Additional highlights include a versatile bonus room perfect for a 2nd office or craft space, a new home gym (2025) with mat flooring, a half bath, and abundant storage. Outdoor living truly shines, highlighted by $200-300K in professional landscaping, with Hydrangeas gracing the front and back yards, peonies along the side, and a stunning purple tree that makes a statement each spring. Relax or entertain on the expansive multi-level brick paver patio, surrounded by mature trees for exceptional privacy and generous open green space for outdoor enjoyment. Completing this exceptional property is a heated, attached three-car garage with a golf simulator. This beautiful home offers the perfect blend of tranquility and walkable convenience, just steps from the Fox River, nearby parks, 3rd Street shopping and dining, and all the charm downtown Geneva has to offer. A rare opportunity to enjoy a lifestyle defined by historic charm, timeless luxury, and an unbeatable location.

Listing Status:

Active

Data Last Updated:

April 3, 2026 at 3:18PM

Listing Office:

Coldwell Banker Realty : 630-587-4672

Listing Agent:

Debora McKay : 630-587-4672

MLS ID:

12546421

Interior

• General: Cathedral Ceiling(s)Wet Bar1st Floor Bedroom1st Floor Full BathBuilt-in FeaturesWalk-In Closet(s)BookcasesHistoric/Period MlwkSpecial MillworkGranite CountersSeparate Dining Room
• Rooms: Bonus RoomEating AreaEnclosed BalconyExercise RoomFoyerLoftMud RoomOfficeRecreation RoomStorageSun RoomUtility Room-Lower Level
• Master Bath: Double SinkGarden TubFull Body Spray Shower
• Appliances: Double OvenMicrowaveDishwasherRefrigeratorWasherDryerDisposalStainless Steel Appliance(s)Gas Cooktop
• Dining: Separate
• Laundry: Upper LevelIn UnitSink
• Basement: FinishedRec/Family AreaStorage SpaceFull
• Flooring: HardwoodCarpet
• A/C: Central Air
• Heating: Natural GasForced Air
• Fireplace: Wood BurningGas StarterFireplaces: 3
• Disability Feature: None

Exterior

• General: BalconyLighting
• Parking: ConcreteGarage Door OpenerHeated GarageYesGarage OwnedAttachedGarageParking spaces: 3

Construction

• Roofing: Asphalt
• General: 2 StoriesConcrete Perimeter

Location

• HOA Amenities: CurbsSidewalksStreet PavedNot Applicable
• Originating MLS: mred
• School District: 304
• County: Kane

Lot

• Zoning: 1203462009

Utilities

• Water: Public
• Sewer: Public Sewer

Financial

• Source: mred
• Ownership: Fee Simple