2108 20th Avenue, Rockford, IL 61104

• 4 beds |
• 2 baths

Property Description

Old-World Charm Meets Modern Efficiency! This turnkey, up-and-down duplex is an absolute gem for savvy investors or owner-occupants looking to house-hack. Packed with character, both units boast hardwood floors alongside updated kitchens and bathrooms. Mechanically, this property offers ultimate peace of mind: separate utilities, a newer furnace and central air conditioning for each unit, and a brand-new water heater for the upper unit. The upper unit features exclusive access to a charming balcony and a spacious, usable attic for excellent storage or expansion potential. Downstairs, the open basement includes a fun built-in bar area-perfect for entertaining. Outside, enjoy a fully fenced yard and a detached 2-car garage with an automatic opener. Move right in or start collecting rent on day one!

Listing Status:

Pending

Data Last Updated:

July 7, 2026 at 12:18PM

Listing Office:

Gambino Realtors Home Builders : 815-282-2222

Listing Agent:

Miguel Lobato : 815-494-7905

MLS ID:

12687396

Interior

• Basement: Partially FinishedFull
• Heating: Natural Gas

Exterior

• Parking: YesDetachedGarageParking spaces: 2

Location

• Originating MLS: mred
• School District: 205
• County: Winnebago

Lot

• Zoning: 1136261008

Utilities

• Water: Public
• Sewer: Public Sewer

Financial

• Source: mred
• Ownership: Fee Simple