1028 S 4th Street, St. Charles, IL 60174

• 3 beds |
• 2 baths |
• 1,413 sqft

Property Description

ABSOLUTE PERFECTION NEAR THE HEART OF DOWNTOWN ST. CHARLES! Perfectly set on a quiet, tree-lined street, this meticulously maintained home offers a beautiful blend of timeless character, modern charm, and everyday conveniences. Thoughtfully renovated inside and out in 2006, this home showcases quality materials, rich millwork, refined finishes, and exceptional craftsmanship throughout. A charming front porch welcomes you into an inviting foyer, where a classic oak staircase and a beautifully preserved original newel posts set an elegant, timeless tone. The main level is flooded with natural light, featuring a sun-filled living room with a large picture window and elegant transom details. Gleaming hardwood flooring flows throughout the home, while high ceilings are complemented by elegant 9" baseboards and 4" wide window and door casings, adding beautiful architectural detail. For those who love to host, the open-concept family room flows seamlessly into a gourmet eat-in kitchen, which boasts sleek new quartz countertops, stainless steel appliances, a stylish breakfast bar peninsula, and a sun-drenched dining area with a bay window completes the space. The second floor offers a versatile loft that serves as a perfect reading nook, home office or study, leading to three spacious bedrooms with generous closet space. The updated full adjacent bathroom showcases a new vanity, natural stone tile and a large Jacuzzi soaking tub. For even more room to roam, the English basement provides incredible flexibility for a dedicated home office, an exercise room, or additional recreation space. The outdoor living is just as impressive, featuring a private backyard oasis with a large patio and mature landscaping. The property also includes an oversized, rebuilt detached 2.5-car garage with an 8' overhead door, gas line for a future heater, and an additional parking pad for a third car or trailer with the integrity of a gravel stabilization grid to support heavy loads. Other highlights and home improvements over the years include: Completely renovated down to the studs in 2006, this home was thoughtfully rebuilt with major updates including electrical, plumbing, and mechanical systems - blending classic character with modern functionality. Over the years, additional cosmetic updates have kept the home fresh and inviting, including quartz countertops, stainless steel kitchen appliances, updated bathrooms, lighting, fixtures, windows, paint & much more! Unbeatable, highly sought-after location just blocks from the scenic Fox River and Mount St. Mary Park, you'll enjoy easy access to the Fox River Trails, tennis courts, basketball courts, fishing, and playgrounds. Just minutes from the heart of downtown St. Charles and Geneva, this home places you in the center of vibrant shopping, dining, nightlife, and year-round festivals and events that bring the community to life - from summer concerts and riverfront celebrations to renowned art shows, fall traditions, and magical holiday festivities. Stroll charming streets lined with boutique shops, restaurants, and entertainment, all set along the beautiful Fox River, while also enjoying the convenience of nearby Whole Foods and the METRA station for an effortless commute. Experience the very best of the Fox Valley lifestyle. This one is truly a standout!

Listing Status:

Active

Data Last Updated:

April 18, 2026 at 3:18AM

Listing Office:

RE/MAX All Pro - St Charles : 630-621-5421

Listing Agent:

Selena Stloukal : 630-621-5421

MLS ID:

12620717

Interior

• General: High CeilingsSpecial MillworkReplacement WindowsQuartz Counters
• Rooms: FoyerLoftRecreation Room
• Master Bath: Whirlpool
• Appliances: RangeMicrowaveDishwasherRefrigeratorWasherDryerGas Oven
• Dining: Kitchen/Dining Combo
• Laundry: In UnitSink
• Basement: Partially FinishedPartial ExposureRec/Family AreaFullDaylight
• Flooring: Hardwood
• A/C: Central Air
• Heating: Natural GasForced Air
• Disability Feature: None

Exterior

• Parking: ConcreteOff AlleyGarage Door OpenerGarageYesGarage OwnedDetachedParking spaces: 2

Construction

• Roofing: Asphalt
• Windows: ScreensDrapesDouble Pane Windows
• General: 2 Stories

Location

• HOA Amenities: CurbsSidewalksStreet LightsStreet PavedNot Applicable
• Originating MLS: mred
• School District: 303
• County: Kane

Lot

• Zoning: 0934330007

Utilities

• Water: Public
• Sewer: Public Sewer

Financial

• Source: mred
• Ownership: Fee Simple