1045 N 5th Avenue, St. Charles, IL 60174

• 4 beds |
• 3 baths |
• 2,800 sqft

Property Description

Discover Where Historic Character Meets Modern Luxury Rarely does a property of this caliber become available. This stunning 1912 home has been meticulously expanded and completely renovated with no compromises on materials or craftsmanship. Every detail-from the foundation to the roof-has been thoughtfully updated while honoring the home's authentic period character. Exterior & Setting: Hardie Plank fiber cement siding, all-new Marvin windows, and professional landscaping present an impeccable street face. The custom front door and entry are architectural statements. A generous stamped concrete patio flows from the home, surrounded by a fenced yard-ideal for privacy and entertaining. The mature trees provide natural shade and character. Living Spaces:Open-concept design floods the main level with light and flow. Wide plank solid oak hardwood (3/4") spans living areas and bedrooms. The focal point fireplace with herringbone tile surround anchors the great room. Soaring ceilings, skylights, and professional lighting design create a gallery-like quality throughout. A 4-season room with heated floors extends the living season. Kitchen & Dining:This is a chef's kitchen. Custom high-end cabinetry, marble countertops, and an oversized island with integrated microwave and bar seating anchor the space. A walk-in pantry provides serious storage. Leather Granite counters, 42" upper cabinetry with premium hardware, and stainless steel appliances complete a space that's both beautiful and highly functional. Bedrooms & Baths: First-floor master suite with full ensuite bath. The shower is a spa experience-oversized with both rain shower and wall-mounted heads. Two generously sized bedrooms upstairs with full secondary bathroom featuring high-end finishes throughout. An additional first-floor bedroom/office provides flexibility. Basement: Dry basement with 8-foot ceilings, original stone fireplace, and immense potential for further customization. Location & Character: Just one mile to downtown St. Charles and a half-mile to Pottawattamie Park at the river. Original trim and moldings celebrate the home's 1912 roots while every system, surface, and fixture is brand new. The Bottom Line: There is nothing comparable to this property at this price point. Original character + modern luxury + impeccable execution = a once-in-a-generation opportunity in the heart of St. Charles.

Listing Status:

Active

Data Last Updated:

July 6, 2026 at 4:18AM

Listing Office:

Baird & Warner Fox Valley - Geneva : 630-707-2126

Listing Agent:

Jeffrey Schwartz : 630-707-2126

MLS ID:

12668594

Interior

• General: Vaulted Ceiling(s)1st Floor Bedroom1st Floor Full BathHigh CeilingsOpen FloorplanSpecial MillworkGranite CountersPantry
• Rooms: Great RoomHeated Sun Room
• Appliances: RangeMicrowaveDishwasherRefrigeratorStainless Steel Appliance(s)Range HoodWater Softener Owned
• Dining: Kitchen/Dining Combo
• Laundry: Main LevelIn Unit
• Basement: UnfinishedFull
• Flooring: Hardwood
• A/C: Central Air
• Heating: Natural GasForced Air
• Fireplace: Fireplaces: 2
• Disability Feature: None

Exterior

• Parking: Garage Door OpenerYesGarage OwnedAttachedDrivewayOwnedGarageParking spaces: 6

Construction

• Roofing: Asphalt
• Windows: ScreensWindow TreatmentsInsulated Windows
• General: 2 StoriesStone

Location

• HOA Amenities: Not Applicable
• Originating MLS: mred
• School District: 303
• County: Kane

Lot

• Zoning: 0927203010

Utilities

• Utilities: Circuit Breakers200+ Amp Service
• Water: Public
• Sewer: Public Sewer

Financial

• Source: mred
• Ownership: Fee Simple