401 Division Street, St. Charles, IL 60174

• 3 beds |
• 3 baths |
• 1,900 sqft

Property Description

Beautifully maintained 3-bedroom, 2.5-bath home in an unbeatable St. Charles location - minutes to Downtown St. Charles, Geneva, Fox River, and bike trail. The open main level features gleaming hardwood floors, a spacious kitchen flowing into the dining area and living room with fireplace, plus first-floor den/office behind French doors. All rooms carry an abundance of natural light throughout. The primary suite boasts vaulted ceilings, large walk-in closet, and a luxury bath with whirlpool tub, separate shower, and double vanity. Two sizable additional bedrooms and a full hall bath complete the upper level. The fully finished basement adds nearly 950 sq ft of flexible living space with plenty of concealed areas for storage. Enjoy outdoor living on the deck off the kitchen, with walkway to the 2.5-car garage. This lovingly maintained home is move-in condition!

Listing Status:

Active

Data Last Updated:

September 20, 2026 at 8:19PM

Listing Office:

Village Realty, Inc. : 708-478-1212

Listing Agent:

Erin Grant : 708-691-3483

MLS ID:

12749593

Interior

• General: Open Floorplan
• Rooms: Den
• Appliances: RangeMicrowaveDishwasherRefrigeratorWasherDryer
• Dining: Separate
• Laundry: Main LevelIn Unit
• Basement: FinishedFull
• Flooring: Hardwood
• A/C: Central Air
• Heating: Natural GasForced Air
• Fireplace: Fireplaces: 1
• Disability Feature: None

Exterior

• Parking: ConcreteGarage Door OpenerYesGarage OwnedDetachedGarageParking spaces: 2

Construction

• Roofing: Asphalt
• General: 2 StoriesConcrete Perimeter

Location

• HOA Amenities: Not Applicable
• Originating MLS: mred
• School District: 303
• County: Kane

Lot

• Zoning: 0935382017

Utilities

• Utilities: Circuit Breakers
• Water: Public
• Sewer: Public Sewer

Financial

• Source: mred
• Ownership: Fee Simple