$250,000

314 N Church Street, Waterloo, IL 62298

  • 4 beds |
  • 2 baths |
  • 2,268 sqft
  • Property Icon Single-Family Home
  • Property Year Built Icon Built in 1946
  • Property Lot Size Icon0.39acre lot
  • Property Parking Icon 2 car garage
  • Property Price Per Square Feet Icon $110/sqft
  • Property List Date Icon Listed 1 month ago

Property Description

Located in the highly desirable Waterloo School District, this versatile property offers space, updates, and an unbeatable setting just minutes from the heart of downtown Waterloo. The main home features 3 bedrooms and 2 full baths with generous living areas designed for everyday comfort. Recent improvements give peace of mind, including a new roof in 2024, new sewer line in 2025, updated siding, gutters, and soffit in 2025, a Rheem A/C unit installed in 2022, and a new hot water heater in 2024. Additional updates include new windows, resurfaced tub, and beautifully renovated rear bedrooms. Connected by a breezeway, the separate studio space includes its own private bath and roughed-in kitchen area, and laundry offering endless flexibility for guests, multi-generational living, a home office, or potential rental income. Outside, you’ll find a large back patio, plus a 2-car garage complete with a workbench for hobbies or storage. Enjoy the convenience of being just blocks from local shops, restaurants, parks, and community events while still having the comfort of a spacious property to call home. Seller is offering a $10k credit for updates / repairs. Selling As-is.

Listing Status:
Active
Date Added:
February 13, 2026
Data Last Updated:
March 17, 2026 at 7:16AM
Listing Office:
eXp Realty : 618-567-9203
MLS ID:
26007562
  • Appliances: Electric RangeWasher
  • Laundry: Laundry RoomMain Level
  • Basement: Exterior EntryUnfinished
  • A/C: Central Air
  • Heating: Forced Air
  • Style: Ranch
  • Other Structures: Patio
  • Parking: AttachedDrivewayGarageOff StreetParking spaces: 2
  • General: Vinyl SidingOne
  • Originating MLS: maris2
  • School District: Waterloo DIST 5
  • County: Monroe
  • Zoning: 07-25-204-004-000
  • Utilities: Electricity ConnectedOther
  • Water: Public
  • Sewer: Public Sewer
  • Source: maris2

This listing courtesy of eXp Realty

Monthly Payment

$Est. Payment
  • Principal & Interest $
  • Property Taxes $
  • Home Insurance $
  • VA Funding Fee $

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Location

Schools Nearby

W

W. J. Zahnow Elementary School

301 Hamacher St, Waterloo, IL, 62298

Grades PK-1

0.40 miles away

W

Waterloo Junior High School

200 Bellefontaine Dr, Waterloo, IL, 62298

Grades 6-8

0.29 miles away

W

Waterloo High School

505 E Bulldog, Waterloo, IL, 62298

Grades 9-12

1.54 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.

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