$998,000

20870 N River Ridge Drive, Bristol, IN 46507

  • 4 beds |
  • 4 baths |
  • 5,797 sqft
  • Property Icon Single-Family Home
  • Property Year Built Icon Built in 2000
  • Property Lot Size Icon0.6acre lot
  • Property Parking Icon 6 car garage
  • Property Price Per Square Feet Icon $172/sqft
  • Property List Date Icon Listed 1 month ago

Property Description

A rare opportunity to own a beautifully updated riverfront retreat offering 120 feet of frontage and sweeping views along the Upper St. Joseph River. The main level features a stunning custom kitchen with stainless steel appliances and high-quality finishes. The primary suite is a peaceful retreat with a spa-inspired bath, dual vanities, stand-up shower, jetted tub, and a generous walk-in closet. The walkout lower level provides incredible versatility with a full second kitchen, family room with fireplace, office, recreation space, and additional bedrooms—ideal for guests or multi-generational living. The 2 heated attached garages offer ample space for 6 vehicles. Outdoor living shines with a sweeping deck overlooking the river, steel seawall, and a grandfathered boathouse with expansive patio. Updates include a newer roof, mechanicals and a whole-house generator providing peace of mind.

Listing Status:
Pending
Date Added:
January 5, 2026
Data Last Updated:
February 18, 2026 at 7:57AM
Listing Office:
Berkshire Hathaway HomeServices Elkhart : 574-293-1010
Listing Agent:
Wendy Echartea : 574-361-2511
MLS ID:
202600272
  • Basement: FinishedFull BasementOutside EntranceWalk-Out Basement
  • Flooring: CarpetHardwood Floors
  • A/C: Central Air
  • Heating: GasForced Air
  • Fireplace: Living/Great RmRec RmWood BurningBasementGas StarterFireplaceFireplaces: 2
  • General: BrickShingleVinyl
  • Style: French ProvincialOne Story
  • Roofing: Shingle
  • HOA Amenities: 750.0
  • School District: Elkhart Community Schools
  • Driveway: Pavers
  • Zoning: NORTH RIVER RIDGE SUB LOT 320-03-29-351-010.000-030
  • Waterfront: 120
  • Water: Well
  • Sewer: Septic

This listing courtesy of Wendy Echartea , Berkshire Hathaway HomeServices Elkhart

Monthly Payment

$Est. Payment
  • Principal & Interest $
  • Property Taxes $
  • Home Insurance $
  • VA Funding Fee $

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Location

Schools Nearby

E

Eastwood Elementary School

2605 County Road 15, Elkhart, IN, 46514

Grades KG-6

2.01 miles away

P

Pierre Moran Middle School

200 W Lusher Ave, Elkhart, IN, 46517

Grades 7-8

5.96 miles away

E

Elkhart Alternative Education

1013 Tipton St, Elkhart, IN, 46516

Grades 1-12

5.19 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.

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