20870 N River Ridge Drive, Bristol, IN 46507

• 4 beds |
• 4 baths |
• 5,797 sqft

Property Description

A rare opportunity to own a beautifully updated riverfront retreat offering 120 feet of frontage and sweeping views along the Upper St. Joseph River. The main level features a stunning custom kitchen with stainless steel appliances and high-quality finishes. The primary suite is a peaceful retreat with a spa-inspired bath, dual vanities, stand-up shower, jetted tub, and a generous walk-in closet. The walkout lower level provides incredible versatility with a full second kitchen, family room with fireplace, office, recreation space, and additional bedrooms—ideal for guests or multi-generational living. The 2 heated attached garages offer ample space for 6 vehicles. Outdoor living shines with a sweeping deck overlooking the river, steel seawall, and a grandfathered boathouse with expansive patio. Updates include a newer roof, mechanicals and a whole-house generator providing peace of mind.

Listing Status:

Pending

Date Added:

January 5, 2026

Data Last Updated:

February 18, 2026 at 7:57AM

Listing Office:

Berkshire Hathaway HomeServices Elkhart : 574-293-1010

Listing Agent:

Wendy Echartea : 574-361-2511

MLS ID:

202600272

Interior

• Basement: FinishedFull BasementOutside EntranceWalk-Out Basement
• Flooring: CarpetHardwood Floors
• A/C: Central Air
• Heating: GasForced Air
• Fireplace: Living/Great RmRec RmWood BurningBasementGas StarterFireplaceFireplaces: 2

Exterior

• General: BrickShingleVinyl
• Style: French ProvincialOne Story

Construction

• Roofing: Shingle

Location

• HOA Amenities: 750.0
• School District: Elkhart Community Schools

Lot

• Driveway: Pavers
• Zoning: NORTH RIVER RIDGE SUB LOT 320-03-29-351-010.000-030
• Waterfront: 120

Utilities

• Water: Well
• Sewer: Septic