22055 State Road 120 Highway, Elkhart, IN 46516

• 3 beds |
• 2 baths |
• 2,352 sqft

Property Description

Experience the best of waterfront living in this beautifully maintained 3 bedroom, 2 bathroom home offering channel access to the St. Joseph River and the privacy of a beautifully secluded backyard setting. This unique property combines comfort, efficiency, and flexible living space featuring solar panels, walk-out basement and a setting designed for enjoying the outdoors. Inside, you'll find inviting living spaces and a finished walkout lower level designed with versatility in mind. The lower level features a full kitchen, spacious living area, bathroom, rec room, along with its own private exterior entrance and direct walkout access to the backyard. This flexible space provides endless possibilities for multi-generational living, extended guests, a home office, recreation, or additional entertaining space. Outdoor amenities include an expansive deck overlooking the water, fenced backyard for privacy, hot tub, and your own private boat dock for easy channel access to the St. Joseph River. Additional highlights include owned solar panels offering energy efficiency and long-term savings, a large storage shed with electricity for boating gear, lawn equipment, and hobbies. Conveniently located with easy access to major roadways including County Road 17 and the Indiana Toll Road. Offering the perfect blend of water recreation, flexible living space, modern efficiency, and everyday convenience, this is a rare opportunity to enjoy the lifestyle you've been looking for.

Listing Status:

Active

Date Added:

July 27, 2026

Data Last Updated:

July 27, 2026 at 4:59PM

Listing Office:

Model Real Estate LLC : 574-971-5645

Listing Agent:

Amanda Ramundo : 574-538-7405

MLS ID:

202630193

Interior

• Basement: FinishedWalk-Out Basement
• Flooring: CarpetLaminateVinyl
• A/C: Central Air
• Heating: GasForced Air

Exterior

• General: Vinyl
• Style: RanchOne Story

Location

• School District: Concord Community Schools

Lot

• Driveway: Concrete
• Zoning: 110FT ON ELK-BRISTOL RD E1/2 SE1/4 SEC 36 .51A20-02-36-427-007.000-009
• Fencing: Wood
• Waterfront: 100

Utilities

• Water: Well
• Sewer: Septic