1724 Prospect Street, Indianapolis, IN 46203

• 4 beds |
• 4 baths |
• 1,748 sqft

Property Description

MAXIMIZE YOUR BUYING POWER with Exclusive Seller Financing! Well-qualified buyers can lock in interest rates starting at just 4.99%, based on down payment, and save up to $21,000 in closing costs. A minimum 20% down payment is required, and all buyers must be pre-approved through the seller's preferred lender. No formal underwriting, no discount points, and the ability to close in as little as 14 days. Just a 10-minute walk from Fountain Square, this stunning 4-bedroom, 3.5-bath Arts and Crafts-style home blends turn-of-the-century character with modern design. Meticulously restored and fully renovated in 2018, it's available furnished and Airbnb-ready or move-in ready for a lucky homeowner. The open-concept main level is perfect for entertaining, with bamboo flooring and a bold, contemporary staircase as a standout feature. The living area flows effortlessly into a chef-inspired kitchen, complete with granite countertops, a farmhouse sink, subway tile backsplash, and a dramatic oversized island. This home offers two luxurious primary suites, each with spa-worthy ensuite baths-one on the main level and one upstairs. The second floor also features vaulted ceilings, two additional bedrooms, and another full bath. Out back, enjoy a spacious deck overlooking a fenced yard with mature trees, creating a peaceful urban retreat. The home is energy-efficient with spray foam insulation, dual furnaces, and dual AC units, and includes an oversized two-car garage. Bonus: The property is zoned as a duplex, with potential to create an income-generating apartment or private guest space above the garage-ideal for extended family or adult children. Whether you're unwinding in the soaker tub or soaking up the culture of downtown Indy, this home delivers historic charm, modern comfort, and unmatched flexibility. Schedule your private showing today!

Listing Status:

Pending

Data Last Updated:

May 20, 2026 at 9:18PM

Listing Office:

eXp Realty, LLC : 317-507-3503

Listing Agent:

Debbie McMillan : 317-507-3503

MLS ID:

22025649

Interior

• General: Attic AccessHigh CeilingsVaulted Ceiling(s)Hardwood FloorsBreakfast BarPaddle FanHi-Speed Internet Availbl
• Appliances: DishwasherDisposalMicroHoodElectric OvenRefrigeratorElectric Water Heater
• Laundry: Main Level
• Basement: Unfinished
• A/C: Central Air
• Heating: Forced AirElectric
• Fireplace: Fireplaces: 0

Exterior

• Style: Craftsman
• Other Structures: DeckCovered
• Parking: Detached

Construction

• General: TwoBlockPartial

Location

• Originating MLS: mibor
• School District: Indianapolis Public Schools
• County: Marion

Lot

• Zoning: D B Hosbrooks Sub Dunlop S Add L5491007193004000101
• Fencing: Full

Utilities

• Utilities: Cable AvailableElectricity Connected200+ Amp Service
• Water: Public

Financial

• Source: mibor