$199,500

522 garfield Street, Osceola, IN 46561

1 bed |
1 bath |
764 sqft

Single-Family Home
Built in 1935
3,049sqft lot
1 car garage
$261/sqft
Listed 1 month ago

Property Description

Imagine coming home to peaceful water views and gentle rhythm of the ST. Joseph River . This charming one-story waterfront home sits on Baugo Bay, offering a cozy retreat filled with character and warmth. Built in 1935, the home features one bedroom, one bathroom, and approximately 764 square feet of inviting living space, plus a basement for added storage, a deck, a pierre, 1 car detached garage Whether you're sipping your morning coffee by the water, enjoying quiet evenings, or looking for a weekend escape, this home delivers a rare opportunity to own a piece of river front living. All appliances stay, making it easy to move in and start enjoying the lifestyle right away. ( Contingent upon seller finding suitable housing . )

Listing Status:: Pending
Date Added:: January 7, 2026
Data Last Updated:: February 18, 2026 at 12:59PM
Listing Office:: Realty of America LLC : 317-420-1181
Listing Agent:: Jenniffer Panzo-Hernandez : 574-349-1300
MLS ID:: 202600569

Basement: Full Basement
Flooring: Carpet
A/C: Central Air
Heating: Gas
Fireplace: Living/Great Rm

General: AluminumVinyl
Style: RanchOne Story

Roofing: Shingle

School District: Penn-Harris-Madison School Corp.

Driveway: Gravel
Zoning: LOT 8 BARNES 2ND71-10-09-305-008.000-030
Fencing: None
Waterfront: 34

Water: Well
Sewer: Septic

This listing courtesy of Jenniffer Panzo-Hernandez , Realty of America LLC

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Moran Elementary School

305 N Beech Rd, Osceola, IN, 46561

Grades KG-5

0.45 miles away

Grissom Middle School

13881 Kern Rd, Mishawaka, IN, 46544

Grades 6-8

5.25 miles away

Penn High School

56100 Bittersweet Rd, Mishawaka, IN, 46545

Grades 9-12

1.62 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.