$189,000

2043 Garrard Street, Covington, KY 41014

2 beds |
2 baths

Single-Family Home
Built in 1904
2,374sqft lot
—— car garage
$——/sqft
Listed 11 days ago

Property Description

100 percent Financing Available Through KY Housing or the City of Covington! This move-in-ready home combines charm, character, and modern updates in a highly convenient Covington location. Freshly painted, professionally cleaned, and featuring brand-new carpet, the home feels bright, clean, and truly turnkey. Maintenance-free vinyl flooring, ample natural light, and a beautiful stained-glass window add warmth and character throughout the interior. The remodeled kitchen includes stainless steel appliances, updated lighting, and cased windows that showcase the home's original craftsmanship. Additional major updates include a newer roof, newer water heater, and an energy-efficient furnace installed in 2022, providing peace of mind for years to come. A full basement offers excellent storage or future finishing potential, while the fireplace adds comfort and charm to the main living space. Outside, enjoy a private backyard perfect for entertaining, outdoor living, or a fire pit setup. Conveniently located near parks, dining, and downtown access, this home delivers affordability, functionality, and style in one complete package.

Listing Status:: Active
Data Last Updated:: February 14, 2026 at 6:36PM
Listing Office:: Huff Realty - Florence : 859-525-7900
Listing Agent:: Bradley Treas : 859-801-1088
MLS ID:: 639615

General: Ceiling Fan(s)Multi Panel DoorsChandelierEntrance FoyerLaminate CountersStorage
Appliances: DishwasherMicrowaveRefrigeratorStainless Steel Appliance(s)Electric Range
Laundry: In Basement
Basement: Walk-Out AccessUnfinished
A/C: Central Air
Heating: Forced AirNatural Gas
Fireplace: BrickInoperableFireplaceFireplaces: 1

Style: Traditional
Parking: On Street

Roofing: Shingle
Windows: Insulated WindowsVinyl Frames
General: Vinyl SidingTwoBlock

Originating MLS: Northern Kentucky Multiple Listing Service
School District: Covington Indep
County: Kenton

Zoning: 055-32-04-056.00
Fencing: WoodPrivacyChain Link

Utilities: Cable Available
Water: Public
Sewer: Public Sewer

Source: Northern Kentucky Multiple Listing Service

This listing courtesy of Bradley Treas , Huff Realty - Florence

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Sixth District Elementary School

19th and Maryland, Covington, KY, 41014

Grades KG-5

0.24 miles away

Holmes Middle School

2500 Madison Ave, Covington, KY, 41014

Grades 6-8

0.34 miles away

Covington Adult High School

212 Levassor Ave, Covington, KY, 41014

Grades 9-12

0.33 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.