$189,000

2043 Garrard Street, Covington, KY 41014

2 beds |
2 baths

Single-Family Home
Built in 1904
2,374sqft lot
—— car garage
$——/sqft
Listed 25 days ago

Property Description

100 percent Financing Available Through KY Housing or the City of Covington! This move-in-ready home combines charm, character, and modern updates in a highly convenient Covington location. Freshly painted with maintenance-free vinyl floors, ample natural light, and a beautiful stained-glass window, the interior feels bright and welcoming. The remodeled kitchen features stainless steel appliances, updated lighting, and cased windows that highlight the home's original craftsmanship. Additional improvements include a newer roof, newer water heater, and an energy-efficient furnace installed in 2022, offering peace of mind for years to come. A full basement provides excellent storage or future finishing potential, while the fireplace adds warmth and charm to the living space. Outside, enjoy a private backyard perfect for entertaining, outdoor living, or a fire pit setup. Located near parks, dining, and downtown access, this home delivers affordability, convenience, and style all in one package.

Listing Status:: Active
Listing Office:: Huff Realty - Florence : 859-525-7900
Listing Agent:: Bradley Treas : 859-801-1088
MLS ID:: 638091

General: Ceiling Fan(s)Multi Panel DoorsChandelierEntrance FoyerLaminate CountersStorage
Appliances: DishwasherMicrowaveRefrigeratorStainless Steel Appliance(s)Electric Range
Laundry: In Basement
Basement: Walk-Out AccessUnfinished
A/C: Central Air
Heating: Forced AirNatural Gas
Fireplace: BrickInoperableFireplaceFireplaces: 1

Style: Traditional
Parking: On Street

Roofing: Shingle
Windows: Insulated WindowsVinyl Frames
General: Vinyl SidingTwoBlock

Originating MLS: Northern Kentucky Multiple Listing Service
School District: Covington Indep
County: Kenton

Zoning: 055-32-04-056.00
Fencing: WoodPrivacyChain Link

Utilities: Cable Available
Water: Public
Sewer: Public Sewer

Source: Northern Kentucky Multiple Listing Service

This listing courtesy of Bradley Treas, Huff Realty - Florence

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

Ready to Start a VA Loan?

Get Started

NMLS #1907 ^†

Get Prequalified »

Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location

Schools Nearby

Sixth District Elementary School

19th and Maryland, Covington, KY, 41014

Grades KG-5

0.24 miles away

Holmes Middle School

2500 Madison Ave, Covington, KY, 41014

Grades 6-8

0.34 miles away

Covington Adult High School

212 Levassor Ave, Covington, KY, 41014

Grades 9-12

0.33 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.