328 Bush Street, Covington, KY 41011

• 3 beds |
• 3 baths |
• 1,920 sqft

Property Description

Welcome to 328 Bush Street in Covington (41011) -- where smart ownership meets opportunity. This three-unit triplex is perfectly positioned for a buyer who wants more than just a place to live. Our main goal here? House hack it. Live in one unit and let the other two help cover your mortgage. Instead of carrying 100 percent of your housing cost alone, you step into ownership with built-in support. Current rents are strong: the front first-floor unit brings in $1,100 per month, the rear first-floor unit rents for $900, and the upstairs unit commands $1,600 if not owner-occupied. That's up to $3,600 per month in gross income potential. If you live upstairs, the two lower units generate $2,000 monthly to offset your payment. At a list price of $250,000, this creates an approachable entry point for a young buyer, first-time homeowner, or savvy investor who understands long-term strategy. Instead of asking, ''Can I afford this mortgage?'' the better question becomes, ''How much of my mortgage is already covered?'' The owner currently pays all utilities. Significant improvements have been completed across all three units, including renovated kitchens and bathrooms, updated flooring, refreshed doors and entry points, and an exterior deck that adds usable outdoor space and tenant appeal. Located in desirable 41011, close to downtown Cincinnati and everything Covington offers, demand for well-maintained rental units remains strong. Live in it now. Let it support you. Move later and convert to a fully income-producing property. Three units. Multiple income streams. A strategy that grows with you.

Listing Status:

Pending

Data Last Updated:

April 1, 2026 at 8:38PM

Listing Office:

eXp Realty, LLC : 888-624-6448

Listing Agent:

Sara Mirus : 859-835-6553

MLS ID:

640239

Interior

• Appliances: RefrigeratorElectric OvenGas Cooktop
• A/C: Central Air
• Heating: Forced AirNatural Gas

Exterior

• Parking: On Street

Construction

• Roofing: Shingle
• Windows: Insulated Windows
• General: BrickBlock

Location

• Originating MLS: Northern Kentucky Multiple Listing Service
• School District: Covington Indep
• County: Kenton

Lot

• Zoning: 054-42-01-018.00

Utilities

• Utilities: Cable AvailableNatural Gas AvailableUnderground UtilitiesWater AvailableSewer Available
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Northern Kentucky Multiple Listing Service