445 Victoria Street, Ludlow, KY 41016

• 2 beds |
• 2 baths |
• 1,475 sqft

Property Description

BIG TICKET ITEMS? DONE. Charming, inviting, and truly move-in ready! This thoughtfully updated 2-bedroom, 2-full-bath home offers the perfect blend of timeless character and modern comfort, set on a quiet street. Major systems have already been taken care of, with the roof, HVAC, and mechanicals all just two years old, offering peace of mind for years to come. The open layout flows effortlessly into a light-filled kitchen with crisp white cabinetry and updated finishes, ideal for everyday living or easy entertaining. A full bathroom on each level adds flexibility and convenience. The walkout leads to a fully fenced backyard—ideal for pets, hosting friends, or just enjoying your own outdoor space. And the true unicorn? A rare 4-car (tandem) garage with tons of storage, perfect for cars, hobbies, bikes, or future projects. Updated where it matters, cute where it counts, and located in the heart of Ludlow.

Listing Status:

Pending

Data Last Updated:

February 14, 2026 at 7:37AM

Listing Office:

Pivot Realty Group : 859-578-8111

Listing Agent:

Annie Venerable : 859-578-8111

MLS ID:

638985

Interior

• General: Ceiling Fan(s)High CeilingsBuilt-in FeaturesChandelierEat-in KitchenEntrance FoyerHigh Speed InternetKitchen IslandStorageWalk-In Closet(s)
• Appliances: DishwasherRefrigeratorElectric RangeElectric Oven
• Laundry: Lower Level
• Basement: Unfinished
• A/C: Central Air
• Heating: Forced AirNatural Gas
• Fireplace: InoperableFireplaceFireplaces: 1

Exterior

• Style: Traditional
• Parking: Off StreetOn StreetGarage

Construction

• Windows: Vinyl Frames
• General: Wood SidingTwoPoured Concrete

Location

• Road/Access: City Street
• Originating MLS: Northern Kentucky Multiple Listing Service
• School District: Ludlow Indep
• County: Kenton

Lot

• Zoning: 026-33-05-009.00
• View: NeighborhoodView
• Fencing: Wood

Utilities

• Utilities: Natural Gas Available0
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Northern Kentucky Multiple Listing Service