$260,000

138 Bell Phipps Road, Monticello, KY 42633

3 beds |
2 baths |
1,502 sqft

Single-Family Home
Built in 1998
3.9acre lot
—— car garage
$173/sqft
Listed 1 day ago

Property Description

Looking for a cozy home with room to roam? Welcome to this charming single-level home located in the peaceful Murl Community of Wayne County. Situated on approximately 4± unrestricted, flat acres, this 3-bedroom, 2-bath home offers the perfect blend of comfort, space, and versatility. Inside, you'll find an open-concept layout designed for easy living, along with a bright enclosed sunroom—ideal for relaxing year-round. The home features dual heat sources, including central heat and air plus a freestanding wood-burning stove, giving you comfort and efficiency in every season. Outside, the property truly shines. Multiple outbuildings provide ample storage or workspace, and a second home site is already in place with water and electric available. With plenty of space for animals, gardens, a workshop, or a large garage, this property is ready for your hobby farm or outdoor dreams. Conveniently located just 2.5 miles from the nearest community boat launch and close to Lake Cumberland, this home is perfect as a starter home, retirement retreat, vacation getaway, or potential Airbnb. Seller is currently working on replacing current the roof.

Listing Status:: Active
Date Added:: February 15, 2026
Data Last Updated:: February 16, 2026 at 1:40PM
Listing Office:: Keller Williams Commonwealth - Somerset : 859-721-2121
MLS ID:: 26002678

Appliances: DishwasherMicrowaveRefrigeratorRange
Basement: Crawl Space
Flooring: CarpetHardwood
A/C: Electric
Heating: Heat PumpWood Stove

General: Shed(s)Other
Style: Ranch
Other Structures: Shed(s)Other
Parking: Detached Carport

Roofing: Composition
General: Vinyl SidingOneBlock

Originating MLS: Imagine MLS (Bluegrass REALTORS®)
School District: Wayne County - 70
County: Wayne

Zoning: 015-70-04-001.00

Water: Public
Sewer: Septic Tank

Source: Imagine MLS (Bluegrass REALTORS®)

This listing courtesy of Keller Williams Commonwealth - Somerset

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Walker Early Learning Center

1080 S Main St, Monticello, KY, 42633

Grades PK-KG

5.10 miles away

Wayne County Middle School

95 Champion Dr, Monticello, KY, 42633

Grades 6-8

5.21 miles away

Wayne County High School

2 Kenny Davis Blvd, Monticello, KY, 42633

Grades 9-12

5.10 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.