$189,000

679B Bell Phipps Road, Monticello, KY 42633

  • 2 beds |
  • 3 baths |
  • 2,040 sqft
  • Property Icon Single-Family Home
  • Property Year Built Icon Built in 1993
  • Property Lot Size Icon0.9acre lot
  • Property Parking Icon 1 car garage
  • Property Price Per Square Feet Icon $93/sqft
  • Property List Date Icon Listed 24 days ago

Property Description

This charming duplex offers a fantastic opportunity for both investors and vacation property seekers, featuring two well-sized units—an upstairs unit with over 700 square feet and a spacious lower unit with over 1,300 square feet that also includes an additional half bath—providing comfortable, low-maintenance living ideal for long-term tenants or short-term rentals. Situated on a large lot, the property includes a spacious rear deck perfect for relaxing or entertaining, along with a large, detached garage with electric that provides ample storage for boats, vehicles, or recreational equipment. Recent updates include a new roof in 2019 and a new HVAC system in 2021, offering peace of mind and added value. Located just minutes from multiple boat ramps and close to Lake Cumberland, this property is perfectly positioned to attract outdoor enthusiasts, making it an excellent choice for an investment property or vacation rental. Call today to schedule a private showing!

Listing Status:
Active
Date Added:
April 27, 2026
Data Last Updated:
May 21, 2026 at 4:41AM
Listing Office:
No Wake Real Estate : 606-753-9253
MLS ID:
26009192
  • Appliances: RefrigeratorRange
  • Laundry: Electric Dryer HookupWasher Hookup
  • Basement: Crawl Space
  • Flooring: LaminateVinyl
  • A/C: Central Air
  • Heating: Heat Pump
  • Parking: Detached GarageDriveway
  • Roofing: Metal
  • General: Vinyl SidingTwoBlock
  • Originating MLS: Imagine MLS (Bluegrass REALTORS®)
  • School District: Wayne County - 70
  • County: Wayne
  • Zoning: 014-00-00-015.06-1
  • Utilities: Electricity Available
  • Water: Public
  • Sewer: Septic Tank
  • Source: Imagine MLS (Bluegrass REALTORS®)

This listing courtesy of No Wake Real Estate

Monthly Payment

$Est. Payment
  • Principal & Interest $
  • Property Taxes $
  • Home Insurance $
  • VA Funding Fee $

Ready to Start a VA Loan?

Get Started Veterans United Home LoansNMLS #1907  †
Get Prequalified »
Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location