$599,900

450 White Oak Drive, Nancy, KY 42544

  • 3 beds |
  • 4 baths |
  • 2,992 sqft
  • Property Icon Single-Family Home
  • Property Year Built Icon Built in 2009
  • Property Lot Size Icon3acre lot
  • Property Parking Icon 4 car garage
  • Property Price Per Square Feet Icon $201/sqft
  • Property List Date Icon Listed 2 months ago

Property Description

LAKEFRONT LIVING AT ITS FINEST! Whether you're searching for the ultimate retreat or a full-time residence, this stunning 3-bedroom, 3.5-bath custom waterfront home offers it all. Enjoy breathtaking, year-round lake views and approximately 400 feet of shoreline on beautiful Lake Cumberland—a true paradise for boating, fishing, and outdoor living. Set on 3± acres, this property presents incredible potential for expansion, investment, or even VRBO opportunities. Designed and built by a builder for his own use, every detail reflects quality craftsmanship and thoughtful design. The main level features an open-concept great room with soaring ceilings, a dramatic stone gas-log fireplace, and expansive windows perfectly positioned to capture serene lake and wooded views. The spacious dining area flows seamlessly into the living space, while the private primary suite offers a spa-like ensuite bath complete with a large ceramic-tiled shower, jetted tub, and walk-in closet. Also on the main level: a dedicated home office with custom wood cabinetry and a convenient laundry room. Rich hickory hardwood flooring runs throughout. The walk-out lower level is equally impressive, featuring a large family room with a second stone gas-log fireplace and custom built-in media wall. Two generously sized bedrooms each include private ensuite baths and oversized walk-in closets. Durable LVP flooring extends throughout the lower level, which opens to a covered concrete patio—perfect for relaxing or entertaining. Step outside to enjoy the expansive wraparound deck with two covered, vaulted wood-accented areas—ideal for taking in the peaceful surroundings and watching eagles soar overhead. The low-maintenance exterior features durable Hardie board siding. Additional highlights include an oversized concrete driveway, attached 2-car garage, and a separate 22x30 boathouse/workshop with electric. A short walk or ATV ride leads you directly to the water, and you're just minutes from White Oak Boat Ramp and Lees Ford Marina. Abundant wildlife, unmatched views, and endless possibilities—this waterfront gem is a rare find.

Listing Status:
Active
Date Added:
May 6, 2026
Data Last Updated:
July 6, 2026 at 2:41PM
Listing Office:
Keller Williams Bluegrass Realty - Lake Cumberland : 606-875-1333
MLS ID:
26010019
  • Appliances: DishwasherMicrowaveRefrigeratorRange
  • Laundry: Main Level
  • Flooring: LaminateTileWood
  • A/C: Heat Pump
  • Heating: Forced Air
  • Fireplace: BasementLiving RoomFireplaceFireplaces: 2
  • General: Shed(s)
  • Other Structures: Shed(s)
  • Parking: Attached GarageDetached Garage
  • Windows: Blinds
  • General: HardiPlank TypeTwoConcrete Perimeter
  • Originating MLS: Imagine MLS (Bluegrass REALTORS®)
  • School District: Pulaski County - 45
  • County: Pulaski
  • Zoning: 023-5-0-01
  • View: LakeView
  • Fencing: None
  • Water: Public
  • Sewer: Septic Tank
  • Source: Imagine MLS (Bluegrass REALTORS®)

This listing courtesy of Keller Williams Bluegrass Realty - Lake Cumberland

Monthly Payment

$Est. Payment
  • Principal & Interest $
  • Property Taxes $
  • Home Insurance $
  • VA Funding Fee $

Ready to Start a VA Loan?

Get Started Veterans United Home LoansNMLS #1907  †
Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location