$399,000

518 Elk Road, Owenton, KY 40359

  • 2 beds |
  • 2 baths |
  • 1,872 sqft
  • Property Icon Single-Family Home
  • Property Year Built Icon Built in ——
  • Property Lot Size Icon0.48acre lot
  • Property Parking Icon —— car garage
  • Property Price Per Square Feet Icon $213/sqft
  • Property List Date Icon Listed 1 day ago

Property Description

Beautifully updated 2-bedroom, 2-bath waterfront retreat! Enjoy stunning views from two spacious decks, or step down to your covered dock with boat lift--perfect for boating, fishing, or relaxing by the water. This home offers an open, airy layout with modern updates throughout, making it ideal for full-time living or a weekend getaway.'' There is a one time membership fee of $3,500 and annual HOA dues are $2,500 per year.

Listing Status:
Active
Data Last Updated:
April 5, 2026 at 2:38AM
Listing Office:
Ashcraft Real Estate Services : 502-484-5802
Listing Agent:
Mindy Hearne : 859-802-9417
MLS ID:
641187
  • Appliances: MicrowaveRefrigeratorWasher/Dryer StackedElectric Range
  • Laundry: Electric Dryer Hookup
  • Basement: Walk-Out AccessFull Finished BathFinished
  • A/C: Central Air
  • Heating: Forced Air
  • Style: Cottage
  • Parking: Driveway
  • Roofing: Shingle
  • Windows: Vinyl Frames
  • General: Vinyl SidingTwoPoured Concrete
  • HOA Amenities: Lake Year Round2500.0Annually
  • Originating MLS: Northern Kentucky Multiple Listing Service
  • School District: Owen Co Public
  • County: Owen
  • Zoning: 075-80-05-018.00
  • View: LakeView
  • Utilities: Cable Available
  • Water: Public
  • Sewer: Septic Tank
  • Source: Northern Kentucky Multiple Listing Service

This listing courtesy of Mindy Hearne , Ashcraft Real Estate Services

Monthly Payment

$Est. Payment
  • Principal & Interest $
  • Property Taxes $
  • Home Insurance $
  • VA Funding Fee $

Ready to Start a VA Loan?

Get Started Veterans United Home LoansNMLS #1907  †
Get Prequalified »
Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location

Schools Nearby

O

Owen County Elementary/Primary School

1960 Highway 22 E, Owenton, KY, 40359

Grades PK-4

2.99 miles away

M

Maurice Bowling Middle School

2380 Highway 22 E, Owenton, KY, 40359

Grades 5-8

3.22 miles away

O

Owen County High School

2340 Highway 22 E, Owenton, KY, 40359

Grades 9-12

3.27 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.