$3,250,000

45 E LAKE DR, Annapolis, MD 21403

  • 3 beds |
  • 3 baths |
  • 2,043 sqft
  • Property Icon Single-Family Home
  • Property Year Built Icon Built in 1967
  • Property Lot Size Icon0.45acre lot
  • Property Parking Icon 2 car garage
  • Property Price Per Square Feet Icon $1,591/sqft
  • Property List Date Icon Listed 26 days ago

Property Description

A truly rare dual parcel opportunity in Bay Ridge, where the value lies in purchasing both properties together—a substantial homesite with an existing residence directly across the street from a 57-foot waterfront lot on Lake Ogleton. The upland parcel spans an impressive 150 feet in width and currently features a comfortable, move-in-ready home, allowing immediate enjoyment while you plan for the future. A full-width screened front porch captures bay breezes, while the interior includes an updated kitchen with quartz countertops, a generous island, and SS appliances. A two-car garage and ample driveway parking add everyday convenience. This lot offers exceptional long-term potential, including the ability to design a future two-story residence with possible Chesapeake Bay and Bay Bridge views. Directly across the street, the companion waterfront lot provides protected water access on Lake Ogleton, complete with an existing dock in need of repair providing an ideal canvas for creating your private waterfront retreat. Whether your vision is a custom coastal estate, a modern waterfront design, or a classic Bay Ridge cottage, the combination of these two parcels delivers a rare blend of space, flexibility, and true water access that is nearly impossible to replicate. The sought-after Bay Ridge Community features a plethora of amenities including community pool with a clubhouse that overlooks the beautiful waters of the Bay, community beaches on both the River and the Bay and a community Marina with a newly renovated clubhouse. Off-the-water activities include enjoying the basketball court, playground, ball fields, pickleball courts, common areas and year-round community activities. Walk or ride your bike for miles along the water and enjoy all the benefits of the Bay Ridge lifestyle, there is no other place like it! Located just minutes from downtown Annapolis and Eastport which offer the perfect balance of small-town charm and big world sophistication. Traveling or commuting is just as convenient by easily accessing Rt. 50 and 97 which provides direct access to Baltimore, BWI, Ft. Meade/NSA and Washington, DC., or head over the Bay Bridge to the Eastern Shore for a quick beach vacation. Welcome Home!

Listing Status:
Active
Date Added:
January 11, 2026
Data Last Updated:
February 4, 2026 at 3:21PM
Listing Office:
TTR Sotheby's International Realty : 4102805600
Listing Agent:
Bradley R Kappel : 4102799476
MLS ID:
MDAA2134186
  • General: Bathroom - Tub ShowerBreakfast AreaBuilt-InsCarpetCombination Kitchen/DiningDining AreaEntry Level BedroomFloor Plan - TraditionalKitchen - Eat-InKitchen - GourmetKitchen - IslandPrimary Bath(s)Upgraded CountertopsWalk-in Closet(s)
  • Appliances: Built-In MicrowaveDishwasherDryerExhaust FanOven/Range - ElectricRefrigeratorStainless Steel AppliancesWasherWater Conditioner - OwnedWaterHeater
  • Laundry: Main Floor
  • Flooring: CarpetLuxury vinyl plank
  • A/C: Ceiling Fan(s)Central A/CProgrammable Thermostat
  • Heating: Forced AirProgrammable ThermostatOil
  • Fireplace: BrickFireplace - Glass DoorsInsertFireplaceFireplaces: 1
  • Disability Feature: Entry Slope <1'Level Entry - MainNo Stairs
  • General: Above Grade
  • Style: CoastalContemporary
  • Other Structures: PorchScreened
  • General: BrickCombination1Other
  • HOA Amenities: Baseball FieldBasketball CourtsBeachBoat Dock/SlipBoat RampCommon GroundsMarina/Marina ClubMeeting RoomMooring AreaPier/DockPool - OutdoorPool Mem AvailSwimming PoolTennis CourtsTot Lots/PlaygroundWater/Lake Privileges
  • Originating MLS: BRIGHT_MAIN
  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • County: ANNE ARUNDEL-MD
  • Zoning: R2020204711699800
  • View: LakeGarden/LawnPanoramicScenic VistaWater
  • Fencing: RearPartially
  • Waterfront: 57
  • Water: Well
  • Sewer: Public Sewer
  • Source: BRIGHT_MAIN

Presented by Veterans United Realty

This listing courtesy of Bradley R Kappel , TTR Sotheby's International Realty

Monthly Payment

$Est. Payment
  • Principal & Interest $
  • Property Taxes $
  • Home Insurance $
  • VA Funding Fee $

Ready to Start a VA Loan?

Get Started Veterans United Home LoansNMLS #1907  â€ 
Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location

Schools Nearby

H

Hillsmere Elementary School

3052 Arundel on the Bay Rd, Annapolis, MD, 21403

Grades EE-5

1.66 miles away

A

Annapolis Middle School

1399 Forest Dr, Annapolis, MD, 21403

Grades 6-8

3.07 miles away

P

Phoenix Academy

1411 Cedar Park Rd, Annapolis, MD, 21401

Grades 1-12

4.03 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.