520 HARBOR DR, Annapolis, MD 21403

• 4 beds |
• 3 baths |
• 2,600 sqft

Property Description

520 Harbor Drive isn’t simply another home hitting the market — it’s the opportunity buyers spend months waiting to find in Hillsmere and rarely secure. Perfectly positioned in the heart of one of Annapolis’ most loved waterfront communities, this home delivers the lifestyle that keeps people here for years: private beaches, marina access, boat ramps, a community pool, playgrounds, and effortless access to the South River and Chesapeake Bay. From the moment you arrive, the home feels polished, intentional, and completely move-in ready. This isn’t a cosmetic refresh — this home has been extensively renovated with permits and thoughtfully updated throughout, delivering the confidence and peace of mind buyers want. The work is already done with updated systems, quality finishes, and a level of care that is difficult to replicate. Inside, light-filled spaces and a flowing layout create the kind of everyday comfort buyers are searching for, anchored by a beautifully designed kitchen that opens seamlessly into generous living and gathering spaces built for both entertaining and real life. Step outside and the experience only gets better with a brand-new paver patio creating the perfect setting for summer gatherings, morning coffee, or evenings under the stars. The huge fully fenced backyard offers exceptional space and privacy, while the detached shed adds valuable storage and flexibility. And then there is Hillsmere itself — where life truly revolves around the water. Residents enjoy neighborhood traditions and waterfront gatherings throughout the year, from the annual Fourth of July bike parade to beach picnics and community events that bring neighbors together. The community beach features a playground overlooking the water, and many consider Hillsmere to offer one of the most desirable beach and pool lifestyles in Annapolis. This is more than a move-in ready home — it is a chance to become part of a community people fall in love with and rarely want to leave.

Listing Status:

Active

Date Added:

May 16, 2026

Data Last Updated:

May 20, 2026 at 9:20PM

Listing Office:

Coldwell Banker Realty : 4102638686

Listing Agent:

Wendy T Oliver : 4433365091

MLS ID:

MDAA2142262

Interior

• General: AtticBreakfast AreaCarpetCeiling Fan(s)Entry Level BedroomFamily Room Off KitchenFloor Plan - TraditionalFormal/Separate Dining RoomKitchen - CountryKitchen - Eat-InKitchen - GourmetKitchen - IslandPrimary Bath(s)Recessed LightingBathroom - Stall ShowerBathroom - Tub ShowerUpgraded CountertopsWater Treat System
• Appliances: DishwasherDisposalExhaust FanMicrowaveOven - Self CleaningOven/Range - ElectricRefrigeratorStainless Steel AppliancesWaterHeater
• Basement: Connecting stairwayDaylightPartialDrainDrainage systemFullFully finishedHeatedImprovedInterior accessOutside entranceSump pumpWalkout stairsWater proofing systemWindows
• Flooring: Luxury vinyl plankCeramic tileCarpet
• A/C: Central A/CCeiling Fan(s)Programmable Thermostat
• Heating: Forced AirHeat Pump(s)Electric
• Disability Feature: None

Exterior

• General: Boat StorageExterior LightingPlay AreaStreet LightsAbove GradeBelow Grade
• Style: CoastalCottageRanch/Rambler
• Other Structures: PorchDeckPatio
• Parking: Asphalt Driveway

Construction

• Roofing: Asphalt
• General: BrickVinyl Siding2Concrete Perimeter

Location

• HOA Amenities: BeachBoat RampCommon GroundsMarina/Marina ClubMooring AreaPicnic AreaPier/DockPool - OutdoorPool Mem AvailTot Lots/PlaygroundWater/Lake Privileges
• Originating MLS: BRIGHT_MAIN
• School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
• County: ANNE ARUNDEL-MD

Lot

• Zoning: R020241202469021
• View: Garden/Lawn

Utilities

• Water: Well
• Sewer: Public Sewer

Financial

• Source: BRIGHT_MAIN