820 BAY RIDGE AVE, Annapolis, MD 21403

• 4 beds |
• 5 baths |
• 3,900 sqft

Property Description

There is something unmistakably special about life in Eastport—and 820 Bay Ridge Ave captures it beautifully. Set within coveted Sailor’s Quay, this exceptional residence offers more than 4,000 square feet of sophisticated living across four beautifully finished levels, combining timeless architecture, thoughtful customization, and an effortless coastal sensibility just moments from the heart of Annapolis. Behind the white picket fence, manicured landscaping and gracious brick front porch create a picture-perfect welcome. Inside, rich hardwood floors, 9-foot ceilings, elegant millwork, tray ceilings, and plantation shutters establish a refined yet relaxed atmosphere. Unlike many homes in the community, this residence was thoughtfully customized during construction with numerous builder upgrades, enhanced electrical features, and details designed to improve both everyday living and long-term functionality. At the heart of the home, the beautifully appointed kitchen features honed granite countertops, premium appliances, abundant cabinetry, and a generous center island that opens seamlessly to the family room and its upgraded gas fireplace. The formal dining room, illuminated by a striking chandelier, is made for memorable dinners, while the adjoining sitting room or study is equally suited to a favorite book, working from home, or an evening bourbon. Outdoor living is woven beautifully into the home. Enjoy coffee on the charming front porch overlooking the flower garden, dinner in the private English courtyard, or cocktails on the second-floor terrace. Ceiling fans enhance both outdoor spaces, while a dedicated natural gas line makes grilling effortless and provides the opportunity for a future fire feature. Professionally enhanced landscaping and a thoughtfully improved yard complete this private outdoor retreat. The primary suite is serene and exceptionally spacious, with a custom walk-in closet, spa-inspired bath, and expansive private sitting room. A generous junior suite with its own bath offers wonderful privacy for family or guests, while two additional vaulted-ceiling bedrooms share a beautifully appointed full bath. The finished third-floor loft provides additional inviting spaces for a home office, fitness studio, media room, and guest retreat. The finished lower level adds a large family room and full bath, creating remarkable flexibility for entertaining, overnight guests, or multigenerational living. The home was also designed with the future in mind, with a framed elevator shaft allowing for the addition of an elevator without compromising its architecture or thoughtful floor plan. And then there is the location. This is the kind of Annapolis address where so much of daily life can happen on foot. St. Mary’s School, City Dock, neighborhood cafés, restaurants, boutiques and shopping are all within walking distance, as are the Annapolis Yacht Club and Eastport Yacht Club. Stroll to Eastport’s waterfront restaurants and marinas, cross the Spa Creek Drawbridge into Historic Downtown Annapolis, or take the water taxi home after an evening downtown. The United States Naval Academy, galleries, parks, sailing, and the unmistakable energy of the Chesapeake are all part of the lifestyle. Morning coffee at a neighborhood café. An afternoon on the water. Dinner in Eastport. A walk across the bridge for ice cream at City Dock. School, sailing, dining, shopping and downtown Annapolis—all without having to get in the car. This is polished Eastport living at its best: gracious but never fussy, luxurious yet wonderfully livable, and perfectly positioned to enjoy one of Annapolis’ most sought-after neighborhoods. With more than 4,000 square feet, four finished levels, exceptional outdoor spaces, extensive custom upgrades, future elevator capability, and an enviable Sailor’s Quay address, 820 Bay Ridge Ave offers a rare opportunity to enjoy Annapolis exactly as it was meant to be lived.

Listing Status:

Active

Data Last Updated:

September 20, 2026 at 9:17PM

Listing Office:

Coldwell Banker Realty : 4102638686

Listing Agent:

Wendy T Oliver : 4433365091

MLS ID:

MDAA2156026

Interior

• General: Bathroom - Soaking TubBathroom - Tub ShowerBathroom - Walk-In ShowerBreakfast AreaCarpetCeiling Fan(s)Chair RailingsCrown MoldingsFamily Room Off KitchenFloor Plan - OpenFormal/Separate Dining RoomKitchen - CountryKitchen - Eat-InKitchen - GourmetKitchen - IslandPantryPrimary Bath(s)Recessed LightingUpgraded CountertopsWalk-in Closet(s)Window TreatmentsWood Floors
• Rooms: Living RoomDining RoomPrimary BedroomBedroom 2Bedroom 3Bedroom 4KitchenFamily RoomFoyerExercise RoomLaundryRecreation RoomUtility RoomPrimary BathroomFull BathHalf Bath
• Appliances: Built-In MicrowaveBuilt-In RangeCommercial RangeDishwasherDisposalDryerOven - Self CleaningOven/Range - GasRange HoodRefrigeratorSix Burner StoveStainless Steel AppliancesWasherWaterHeater
• Laundry: Upper Floor
• Basement: Connecting stairwayDaylightPartialFullFully finishedHeatedImprovedInterior accessPoured concreteSump pumpWater proofing system
• Flooring: HardwoodCeramic tileCarpet
• A/C: Central A/CCeiling Fan(s)Programmable ThermostatZoned
• Heating: Forced AirProgrammable ThermostatZonedNatural Gas
• Fireplace: Mantel(s)Gas/PropaneFireplaceFireplaces: 1
• Disability Feature: None

Exterior

• General: Extensive HardscapeAbove GradeBelow Grade
• Style: CraftsmanColonialCoastal
• Other Structures: PorchBalconyPatio

Construction

• Roofing: Architectural ShingleMetal
• Windows: ScreensDouble pane windowsInsulated
• General: Fiber CementStick BuiltT-1-114Concrete Perimeter

Location

• HOA Amenities: Common GroundsReserved/Assigned ParkingSnow RemovalLawn Care FrontCommon Area MaintenanceLawn Care RearRoad Maintenance150.0Monthly
• Originating MLS: BRIGHT_MAIN
• School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
• County: ANNE ARUNDEL-MD

Lot

• Zoning: B1020696990233064
• View: Garden/Lawn
• Fencing: PicketVinylDecorative

Utilities

• Utilities: Under ground200 amp service
• Water: Public
• Sewer: Public Sewer

Financial

• Source: BRIGHT_MAIN