713 N DUNCAN ST, Baltimore, MD 21205

• 3 beds |
• 3 baths

Property Description

******THIS HOME QUALIFIES FOR MULTIPLE GRANT PROGRAMS — AND YOU COULD STACK THEM**** Live Near Your Work, the First-Time Homebuyer Incentive Program, AND the Baltimore City Employee Grant are all potentially available for this property — meaning eligible buyers could walk into this home with significantly less out of pocket than that $199,000 price tag suggests. Don't scroll past this without asking your lender to run the numbers. Multiple grant programs stacked on a beautifully refreshed home at this price point is a combination that does not come around often. Johns Hopkins employees and Baltimore City workers — this one is especially for you. This home sits within walking distance of the Hopkins medical campus, one of the largest employers in the state of Maryland. If you work for the City of Baltimore, the Baltimore City Employee Grant adds yet another layer of savings on top. The Live Near Your Work program was designed exactly for situations like this — your employer helps you buy a home close to where you work every single day. Stack two or even three grants together and your out-of-pocket costs at closing could be dramatically lower than you think. One incredible home. Multiple paths to get you in it. Welcome to Duncan St — Beautiful Inside, Priced Right, and Ready for You. At $199,000 this home is one of the most accessible entry points into Baltimore City homeownership you will find — and it does not look or feel like a compromise. Step inside and the interior speaks for itself. This is a fresh, beautifully updated property that shows pride of ownership from the moment you walk through the door. Clean finishes, thoughtful updates, and a layout that works for real life. The Layout: Three bedrooms spread across multiple levels give this home a natural flexibility that single-floor layouts simply cannot offer. Two bedrooms upstairs create a private, comfortable sleeping quarters away from the main living areas — ideal for roommates, a new couple, or anyone who values separation between living and resting spaces. The third bedroom in the lower level adds serious versatility — use it as a guest suite, a dedicated home office, a gym, or a private space for extended family. Three bedrooms, three different functions if you need them. The Block: Duncan St has an intimate, close-knit feel that larger streets simply do not have. The narrower block creates a true neighborhood atmosphere — neighbors actually know each other here. This block was renovated as part of a larger investment push, meaning the homes around you are equally refreshed and cared for. And sitting directly across from Henderson-Hopkins School, a Johns Hopkins-affiliated community school, anchors this block with an institution that brings stability, investment, and community programming to the immediate area. This is not just a street. This is a neighborhood with roots. The Location: Walking distance to Johns Hopkins Hospital and the Hopkins medical campus. Multiple bus stops nearby make getting around the city easy without a car — true walkability and transit access in one location. Local dining, shops, and city amenities are all within easy reach. If you work at Hopkins or for the City of Baltimore, this address puts you close to work, close to transit, and squarely in the middle of grant eligibility that can change what homeownership actually costs you. The Bottom Line: At $199,000 with up to three grant programs available, the real question is not whether you can afford this home — it is how much help you can stack to make it even more attainable. Beautiful interior. Fresh block. Flexible layout. Walking distance to Hopkins. Right across from Henderson-Hopkins School. Bus access throughout the city. 3 BD | 2+ BA | Fresh Interior | Renovated Block | Walk to Johns Hopkins | Across from Henderson-Hopkins School | Bus Access | Qualifies for Multiple Grant Programs | Listed at $199,000 📍 Schedule your showing today. At this price with t

Listing Status:

Active

Date Added:

April 23, 2026

Data Last Updated:

May 20, 2026 at 7:16AM

Listing Office:

EXP Realty, LLC : 8888607369

Listing Agent:

Lauren Melissa DiMartino : 8503813888

MLS ID:

MDBA2208098

Interior

• Rooms: Living RoomPrimary BedroomBedroom 2KitchenBedroom 1Utility RoomBathroom 1Bathroom 2Half Bath
• Basement: Unfinished
• Flooring: Hardwood
• A/C: Central A/C
• Heating: CentralCentral
• Disability Feature: Other

Exterior

• General: Above GradeBelow Grade
• Style: Colonial

Construction

• Roofing: Flat
• General: Brick3Brick/MortarBlock

Location

• Originating MLS: BRIGHT_MAIN
• School District: BALTIMORE CITY PUBLIC SCHOOLS
• County: BALTIMORE CITY-MD

Lot

• Zoning: R-80307131621 075

Utilities

• Utilities: None
• Water: Public
• Sewer: Public Sewer

Financial

• Source: BRIGHT_MAIN