2647 MONOCACY FORD RD, Frederick, MD 21701

• 4 beds |
• 4 baths |
• 5,257 sqft

Property Description

PRICE IMPROVEMENT! If you're not quite ready to downsize square footage or sacrifice luxury living spaces, but want all the convenience of a maintenance-free lifestyle, consider this Waterford model in popular Mill Island at Worman's Mill. This stately stone-front home not only features a signature main-level primary suite, giving one-level living at its best without compromising the space you need for guests, working from home, or hobbies on the other two levels, but also delivers a unique bonus in-law suite with ADA-accessible features on the lower level. The bright, voluminous interior offers a striking two-story entry foyer and a sweeping great room with a classic fireplace and soaring ceilings. A traditional parlor sits directly off the entry foyer to the right, and your formal dining room, complete with beautiful lighting and classic trim, is to the left (kitchen-adjacent). In the kitchen itself, you'll find a wealth of cherry cabinetry, a large prep island, new double wall ovens, a six-burner gas cooktop, quartz countertops, laundry space, a pantry, and access to the garage. The adjoining breakfast room is perfect for morning coffee and everyday meals, opening to a huge composite deck that features both a screened dining/lounge area and expansive unscreened space with plenty of room to entertain, create an outdoor living space, or perhaps start a container garden. The main-level primary suite includes walk-in closets, tray ceiling, and a private four-piece bath with a jetted garden-style soaking tub. The private upper level is an excellent option for guests, a home office, or hobby/flex space, complete with two cozy bedrooms and a full bathroom. Accessible via a motorized chairlift (which can easily be removed if not needed), the updated walkout lower level includes a rec room, a bedroom with hardwood flooring and a walkout entrance to the rear yard areaway, a large walk-in closet, an expanded ADA-accessible full bathroom with a roll-in shower, theater room, an additional finished flex room/den, and unfinished utility/storage space (with potential for a second washer/dryer to service the lower level). Throughout the home, you will find special touches like arches, architectural columns, and generous trim lines. The comprehensive monthly HOA for this courtyard-style stunner takes care of everything you need to stay focused on your lifestyle vs. weekend maintenance, lawn care, trash, and snow removal are included, plus access to the pool, clubhouse, extensive trails, and walkable activities throughout the community. Excellent location near commuter route access points, a wealth of options for shopping and nearby dining (including several popular restaurants on the neighborhood square), and just five minutes from all the excitement of Downtown Frederick. The sellers have just repositioned the asking price for a timely sale--Schedule your showing today

Listing Status:

Active

Date Added:

September 1, 2026

Data Last Updated:

September 20, 2026 at 2:18PM

Listing Office:

Samson Properties : 3018828710

Listing Agent:

Kristina M Jacobs Williams : 3017884236

MLS ID:

MDFR2088256

Interior

• General: Entry Level BedroomFamily Room Off KitchenFloor Plan - OpenFormal/Separate Dining RoomKitchen - IslandPrimary Bath(s)PantryRecessed LightingWalk-in Closet(s)Wood FloorsOther
• Rooms: Living RoomDining RoomPrimary BedroomBedroom 2Bedroom 3Bedroom 4KitchenGame RoomBreakfast RoomGreat RoomRecreation RoomStorage RoomUtility RoomBathroom 1Bathroom 2Bathroom 3Primary BathroomScreened Porch
• Appliances: Built-In MicrowaveCooktop - Down DraftDishwasherDisposalDryerIcemakerOven - DoubleOven - WallRefrigeratorWasher
• Laundry: Main Floor
• Basement: OtherFully finishedConnecting stairwayDaylightPartialHeatedImprovedInterior accessOutside entranceRear entrance
• Flooring: Hardwood
• A/C: Central A/C
• Heating: Forced AirNatural Gas
• Fireplace: Mantel(s)Gas/PropaneFireplaceFireplaces: 1
• Disability Feature: ChairliftMobility ImprovementsRoll-in ShowerOther

Exterior

• General: SidewalksStreet LightsTennis Court(s)OtherAbove GradeBelow Grade
• Style: FrenchColonialGeorgianOther
• Parking: Brick Driveway

Construction

• Roofing: CompositeArchitectural Shingle
• General: Stone3Concrete Perimeter

Location

• HOA Amenities: Common GroundsCommunity CenterJog/Walk PathMeeting RoomParty RoomPool - OutdoorOtherCommon Area MaintenanceLawn MaintenancePool(s)Road MaintenanceSnow RemovalOther375.0Monthly
• Originating MLS: BRIGHT_MAIN
• School District: FREDERICK COUNTY PUBLIC SCHOOLS
• County: FREDERICK-MD

Lot

• Zoning: PND1102249189

Utilities

• Water: Public
• Sewer: Public Sewer

Financial

• Source: BRIGHT_MAIN