40855 SPRING HOUSE LN, Leonardtown, MD 20650

• 5 beds |
• 3 baths |
• 3,464 sqft

Property Description

Here is a rare incoming-generating opportunity in Breton Bay – a waterfront community surrounding a beautiful golf course. Maximize your investment with this unique 3,464 sq. ft. residence, well designed to function as two distinct homes under one roof. Whether you are looking to "house hack" by offsetting your mortgage or seeking a turnkey multi-unit investment, this property offers a proven rental history that is hard to find. The secondary residence isn't just a suite; it’s a high-demand 2-bedroom, 1-bath apartment with a private exterior entrance, full kitchen, dedicated laundry, and its own private deck. With a track record of long-term stability—including a previous seven-year tenancy—this space provides immediate income potential in a high-demand area. The main residence is a contemporary styled home featuring vaulted ceilings, hardwoods, and a light-filled open concept. The cottage kitchen boasts custom cabinetry, a rolling island, and a storage closet this seller used as wine storage. The entire top level serves as a private owner’s sanctuary with an ensuite bath and walk-in closet, while two additional spacious bedrooms occupy their own dedicated level for maximum privacy. This home boasts a brand-new septic system installed in the Fall 2025, fresh paint throughout, and new carpet in both the home and the apartment. If it is not a rental income you are seeking, reimagine this home into two distinct living experiences under one roof—perfect for multigenerational families, a premium home office suite, or a high-end guest wing. Living in a waterfront community with a beach, pier, playground, and optional golf club membership. This can be more than a home; it may be a strategic financial move to allow the rental income to offset your mortgage. Let this property work for you!

Listing Status:

Active

Data Last Updated:

March 24, 2026 at 12:18AM

Listing Office:

Berkshire Hathaway HomeServices PenFed Realty : 4103940990

Listing Agent:

Helen Mattingly Mattingly Wernecke : 3019045344

MLS ID:

MDSM2028400

Interior

• General: 2nd KitchenDining AreaWindow TreatmentsAdditional StairwayAtticBathroom - Tub ShowerBathroom - Walk-In ShowerCarpetCombination Dining/LivingKitchen - Eat-InKitchen - IslandWalk-in Closet(s)Wood Floors
• Rooms: Living RoomDining RoomPrimary BedroomBedroom 2Bedroom 3Bedroom 4Bedroom 5KitchenFoyerLaundryStorage RoomAtticPrimary BathroomFull Bath
• Appliances: DishwasherExhaust FanMicrowaveOven - WallCooktopRefrigeratorWasher/Dryer StackedStoveWasherDryer
• Laundry: CommonDryer In UnitLower FloorWasher In Unit
• Basement: Fully finishedGarage accessHeatedImprovedInterior accessOutside entranceWalkout level
• Flooring: CarpetHardwoodLaminate plankTile brickVinyl
• A/C: Central A/C
• Heating: Heat Pump(s)Electric
• Fireplace: FireplaceFireplaces: 1
• Disability Feature: None

Exterior

• General: Exterior LightingPrivate BeachAbove GradeBelow Grade
• Style: Contemporary
• Other Structures: BalconyDeck
• Parking: Paved DrivewayAsphalt DrivewayAsphalt Driveway

Construction

• Roofing: Asphalt
• General: Vinyl Siding5BlockBrick/Mortar

Location

• HOA Amenities: BeachBoat Dock/SlipCommon GroundsCommon Area MaintenancePier/Dock MaintenanceOther75.0Annually
• Originating MLS: BRIGHT_MAIN
• School District: ST. MARY'S COUNTY PUBLIC SCHOOLS
• County: SAINT MARYS-MD

Lot

• Zoning: RNC1903027244

Utilities

• Utilities: Cable tv availableElectric availableWater available
• Water: Public
• Sewer: Private Septic Tank

Financial

• Source: BRIGHT_MAIN