$469,900

12361 SILVER ROCK CIR, Lusby, MD 20657

  • 3 beds |
  • 2 baths |
  • 1,820 sqft
  • Property Icon Single-Family Home
  • Property Year Built Icon Built in 1994
  • Property Lot Size Icon —— sqft lot
  • Property Parking Icon —— car garage
  • Property Price Per Square Feet Icon $258/sqft
  • Property List Date Icon Listed 6 days ago

Property Description

Welcome to your own private waterfront retreat! Nestled along the shores of a beautiful lake in Lusby, this stunning split-level home offers breathtaking open water views, private lake access, your own dock, and even a paddle boat—creating the perfect setting for fishing, kayaking, sunbathing, and making unforgettable memories. Outdoor enthusiasts will fall in love with the incredible amenities this property has to offer. Designed for entertaining and relaxation, the home features multi-level decking, a wood-burning pizza oven, a screened gazebo, a Sunsetter awning for shade, and an abundance of seating areas to enjoy the peaceful waterfront surroundings. Whether you're hosting summer gatherings or enjoying a quiet evening by the water, this property truly delivers the ultimate outdoor lifestyle. The beautifully crafted paver driveway provides parking for at least four vehicles and adds an elevated touch of curb appeal. A welcoming front porch overlooks the quiet street and offers the perfect spot to enjoy your morning coffee. Inside, you'll find a spacious and versatile floor plan featuring three bedrooms, with the potential for a fourth bedroom by converting the expansive lower level. The primary suite serves as a cozy retreat complete with a wood-burning fireplace, a beautifully renovated ensuite bath featuring a large walk-in shower, and a private balcony offering seasonal winter views of the lake. The main living area is filled with natural light thanks to a dramatic wall of windows. Vaulted ceilings enhance the open feel of the family room, while the spacious kitchen and dining area provide excellent functionality for everyday living and entertaining. The dining room also offers flexibility as a reading nook, home office, or playroom. Beyond its appeal as a primary residence, this property presents an exceptional opportunity for a lakefront Airbnb or vacation rental. With waterfront access, ample parking, and proximity to popular Southern Maryland attractions, it could generate passive income while serving as your own weekend getaway or second home. Opportunities like this are rare, as only a select few homes in the neighborhood enjoy waterfront access. Conveniently located with an easy commute to NAS Patuxent River, and just minutes from Solomons Island's restaurants, entertainment, museums, local events, and waterfront activities. Whether you're searching for a year-round residence, a vacation retreat, or an investment opportunity, this lakefront gem offers the perfect combination of comfort, recreation, and location. Don't miss your chance to own this beautiful waterfront paradise! Schedule your private showing today.

Listing Status:
Active
Data Last Updated:
June 23, 2026 at 5:18AM
Listing Office:
EXP Realty, LLC : 8888607369
Listing Agent:
Melanie D Montague : 3014420154
MLS ID:
MDCA2027936
  • General: AtticCarpetCeiling Fan(s)Bathroom - Walk-In ShowerDining AreaFamily Room Off KitchenKitchen - Table Space
  • Appliances: DishwasherDryerExhaust FanOven/Range - ElectricRefrigeratorWasherWaterHeater
  • Basement: DaylightPartialFully finishedWalkout level
  • A/C: Ceiling Fan(s)Heat Pump(s)
  • Heating: Heat Pump(s)Electric
  • Fireplace: WoodFireplaceFireplaces: 2
  • Disability Feature: None
  • General: Gutter SystemAbove GradeBelow Grade
  • Style: Split Level
  • Other Structures: Balconies- MultipleDeckPatio
  • General: BrickVinyl Siding3Crawl Space
  • HOA Amenities: BeachClub HouseCommon GroundsCommunity CenterLakeNon-Lake Recreational AreaTot Lots/PlaygroundWater/Lake Privileges585.0Annually
  • Originating MLS: BRIGHT_MAIN
  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • County: CALVERT-MD
  • Zoning: R0501116487
  • View: Lake
  • Waterfront: 60
  • Water: Public
  • Sewer: Septic ExistsPrivate Septic Tank
  • Source: BRIGHT_MAIN

This listing courtesy of Melanie D Montague , EXP Realty, LLC

Monthly Payment

$Est. Payment
  • Principal & Interest $
  • Property Taxes $
  • Home Insurance $
  • VA Funding Fee $

Ready to Start a VA Loan?

Get Started Veterans United Home LoansNMLS #1907  â€ 
Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location

Similar Listings Nearby