5 CROSS POINT DR, Owings, MD 20736

• 6 beds |
• 5 baths |
• 6,080 sqft

Property Description

Rare opportunity! Former Kaine Homes model offering four finished levels, flexible living space, and an unbeatable location on the Calvert County / Anne Arundel County line. This impressive 6-bedroom, 4.5-bath home features a dramatic two-story foyer and family room with floor-to-ceiling windows and stone gas fireplace, hardwood floors, and a private library with French doors and built-ins. The gourmet kitchen opens to the family room and includes granite counters, gas cooktop, built in microwave and wall oven, dishwasher, two walk-in pantries, and generous counter seating, plus a breakfast room leading to maintenance-free decking overlooking trees. The main level also includes a formal dining room, elegant sitting area/living room, and convenient guest half bath, creating the perfect layout for everyday living and entertaining. The upper level primary suite offers a private bath, tray ceiling, sitting area with built-ins, walk-in closet plus two additional closets. Three additional spacious bedrooms complete the level, including two bedrooms connected by a Jack-and-Jill bath, each with walk-in closets. A unique four-level layout continues with a private fourth-level suite with bedroom, sitting area, built-ins, and full bath. The lower level apartment with separate entrance features a gourmet kitchen with Thermador commercial gas range, family room, dining area, bedroom, and full bath—ideal for multi-generational living, rental potential, or a home-based business. Don't miss the area off the main level with laundry and mud room, separate entrance and a second office and home gym offering even more potential. See floor plans for the full picture of the layout. Enjoy the wrap-around covered porch with gazebo, professional landscaping, spacious two-car garage, and ample concrete driveway parking. Located in the Northern High School district (Windy Hill Elementary & Middle) and convenient to DC, Annapolis, and Baltimore. Versatile, spacious, and beautifully designed—this home offers endless possibilities! 🏡

Listing Status:

Active

Date Added:

March 13, 2026

Data Last Updated:

May 7, 2026 at 7:18AM

Listing Office:

Home Towne Real Estate : 4102869632

Listing Agent:

Rebecca C King : 4436243359

MLS ID:

MDCA2025536

Interior

• General: 2nd KitchenBathroom - Walk-In ShowerBreakfast AreaBuilt-InsCarpetCeiling Fan(s)Central VacuumChair RailingsCrown MoldingsDining AreaDouble/Dual StaircaseFamily Room Off KitchenFloor Plan - OpenFormal/Separate Dining RoomKitchen - GourmetPantryRecessed LightingWainscottingWalk-in Closet(s)Window TreatmentsWood FloorsAdditional StairwayBathroom - Jetted TubFloor Plan - TraditionalPrimary Bath(s)Upgraded Countertops
• Rooms: Living RoomDining RoomPrimary BedroomSitting RoomBedroom 2Bedroom 3Bedroom 4Bedroom 5KitchenFamily RoomLibraryFoyerBreakfast RoomExercise RoomIn-Law/auPair/SuiteMud RoomOfficeRecreation RoomStorage RoomBedroomBathroom 2Bonus RoomPrimary BathroomFull BathHalf Bath
• Appliances: Built-In MicrowaveCentral VacuumCommercial RangeCooktopDishwasherDryer - ElectricDryer - Front LoadingExtra Refrigerator/FreezerFreezerIcemakerOven - WallRefrigeratorSix Burner StoveWasher - Front LoadingWaterHeaterExhaust FanOven/Range - GasRange HoodStainless Steel Appliances
• Laundry: Main Floor
• Basement: Interior accessImprovedFully finishedHeatedFullDaylightPartialConnecting stairwayOutside entranceWindows
• Flooring: HardwoodCeramic tile
• A/C: Ceiling Fan(s)Central A/C
• Heating: Heat Pump(s)Electric
• Fireplace: Gas/PropaneFireplaceFireplaces: 1
• Disability Feature: None

Exterior

• General: SidewalksExterior LightingAbove GradeBelow Grade
• Style: ColonialTraditional
• Other Structures: PorchWrapAroundDeckPatio
• Parking: Concrete DrivewayPrivate

Construction

• Roofing: Shingle
• Windows: Screens
• General: StoneVinyl Siding4Concrete Perimeter

Location

• Originating MLS: BRIGHT_MAIN
• School District: CALVERT COUNTY PUBLIC SCHOOLS
• County: CALVERT-MD

Lot

• Zoning: R-10503154297
• View: Trees/WoodsStreet

Utilities

• Utilities: Cable tv availableElectric availablePhone availablePropane
• Water: Public
• Sewer: Private Septic Tank

Financial

• Source: BRIGHT_MAIN