510 HILLTOP LN, Riva, MD 21140

• 3 beds |
• 2 baths |
• 2,582 sqft

Property Description

Opportunities to own this well-maintained home are rare. Set within a private water-privileged community with water views and a total of .66 acres, which includes 2 additional lots, you’ll enjoy privacy, room to expand, and a setting that feels like a retreat. A unique property grandfathered in with no HOA or covenant fees in a amenity rich community that offers marina slips, beach, boat ramp, clubhouse, and year-round activities. The home has been updated through the years, yet keeping many of the vintage touches. With beautiful hardwood floors, warm living spaces, and two fireplaces, you enjoy a warm and cozy atmosphere. The thoughtfully designed layout with upper and lower kitchens supports multi-generational living, offering versatility for extended family, guests, or separate living areas. Enjoy the expansive year-round sunroom spanning the entire back of the home, and a screened porch below – ideal for relaxing, entertaining, and summertime crab feasts. The walk-up stairs to a floored attic provide ample storage. The beautifully landscaped yard includes a workshop and 2 storage sheds, a trampoline, and a custom playground. The owners utilize the extra lots, with 50amp hookup, for RV/motorhome storage. The property is completely fenced-in, making it pet-friendly. Easy access to the metropolitan areas, historic Annapolis, and the eastern shore. Blue Ribbon Davidsonville school district as well. Whether you're looking for a peaceful primary residence, a flexible home for extended family, or a property with unique amenities and room to grow, this home delivers a lifestyle that’s increasingly hard to find. Homes with land, water views, and no HOA restrictions in a private community are uncommon — don’t miss the chance to make this one yours.

Listing Status:

Active

Date Added:

January 10, 2026

Data Last Updated:

March 22, 2026 at 2:18PM

Listing Office:

Berkshire Hathaway HomeServices PenFed Realty : 4102660600

Listing Agent:

Bonnie L McGurn : 4105079301

MLS ID:

MDAA2134096

Interior

• General: 2nd KitchenAtticBathroom - Tub ShowerBreakfast AreaCombination Dining/LivingCrown MoldingsDining AreaEntry Level BedroomKitchen - CountryWater Treat SystemWindow TreatmentsWood Floors
• Rooms: Living RoomDining RoomPrimary BedroomBedroom 2Bedroom 3KitchenFamily RoomFoyerSun/Florida RoomLaundryBathroom 1Bathroom 2Attic
• Appliances: Built-In RangeDishwasherDisposalDryerExhaust FanExtra Refrigerator/FreezerFreezerMicrowaveRefrigeratorWasherWater Conditioner - OwnedWater Heater - Tankless
• Laundry: BasementLower Floor
• Basement: Fully finishedHeatedImprovedWalkout levelWindows
• Flooring: HardwoodCeramic tile
• A/C: Central A/CDuctless/Mini-SplitZoned
• Heating: CentralHeat Pump - Oil BackUpZonedOilElectric
• Fireplace: Fireplace - Glass DoorsBrickHeatilatorMantel(s)ElectricFireplaceFireplaces: 2
• Disability Feature: None

Exterior

• General: Boat StorageFlood LightsOutbuilding(s)Play AreaPlay EquipmentSecure StoragePrivate BeachAbove GradeBelow Grade
• Style: Cape Cod
• Parking: Concrete DrivewayPrivate

Construction

• Roofing: Architectural Shingle
• Windows: Double hungDouble pane windowsScreens
• General: StuccoBlock3Block

Location

• HOA Amenities: BeachBoat Dock/SlipBoat RampClub HousePicnic AreaTot Lots/PlaygroundWater/Lake PrivilegesCommon Area MaintenanceRecreation FacilityPier/Dock MaintenanceSecurity Gate
• Originating MLS: BRIGHT_MAIN
• School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
• County: ANNE ARUNDEL-MD

Lot

• Zoning: R2020232104244600
• View: RiverWaterLimited
• Fencing: FullyPrivacyWroughtIronWood

Utilities

• Water: Well
• Sewer: Private Septic TankOn Site Septic

Financial

• Source: BRIGHT_MAIN