4005 LLOYD BOWEN, Saint Leonard, MD 20685

• 4 beds |
• 4 baths |
• 2,818 sqft

Property Description

Welcome to an extraordinary Southern Living–inspired waterfront bungalow offering a rare blend of tranquility, luxury, and charm in pristine condition. Tucked away on a quiet, secluded road with only three homes, this exceptional property is surrounded by water and bordered by 25 acres of protected, unbuildable land, ensuring lasting privacy and breathtaking natural beauty. Ideally located less than an hour from Annapolis, Baltimore, Washington, D.C., and Northern Virginia—including Alexandria and Arlington—this home provides the perfect balance of peaceful waterfront living with easy access to major metropolitan conveniences. The 4-bedroom residence features 2 full baths and 2 half baths, with an open, airy design that captures stunning water views from virtually every window. The main level includes two bedrooms and showcases soaring cathedral ceilings, solid wood doors, and exceptional craftsmanship, while thoughtfully preserved elements from the original cottage add warmth, character, and a sense of nostalgia. The spacious kitchen is both elegant and functional, offering Silestone countertops, stainless steel appliances, white cabinetry, abundant counter space, a breakfast nook, and radiant heated flooring, with propane gas fueling both cooking and the home's heating system. The inviting family room centers around a striking fireplace and flows effortlessly onto a generous wraparound waterfront porch—perfect for relaxing or entertaining while taking in serene views. Built with quality and durability in mind, the home features a metal roof, Hardiplank exterior, and a warm, welcoming ambiance throughout. This is a true waterfront lifestyle property, where fishing, kayaking, boating, and crabbing are part of everyday life, and where comfort, craftsmanship, and natural beauty come together in perfect harmony.

Listing Status:

Coming Soon

Date Added:

May 10, 2026

Data Last Updated:

May 7, 2026 at 9:19PM

Listing Office:

Coldwell Banker Realty : 4102638686

Listing Agent:

Jeannine M Wayson : 4105623178

MLS ID:

MDCA2026454

Interior

• General: Bathroom - Stall ShowerBathroom - Walk-In ShowerCeiling Fan(s)Combination Dining/LivingCombination Kitchen/DiningCombination Kitchen/LivingDining AreaEntry Level BedroomFamily Room Off KitchenFloor Plan - OpenKitchen - CountryPrimary Bath(s)Primary Bedroom - Bay FrontRecessed LightingUpgraded CountertopsWalk-in Closet(s)Water Treat SystemWood FloorsBuilt-InsAtticKitchen - Eat-InKitchen - GourmetPantry
• Rooms: Living RoomDining RoomPrimary BedroomBedroom 2Bedroom 3Bedroom 4KitchenLaundryLoftBathroom 2Primary BathroomHalf BathScreened Porch
• Appliances: DishwasherDryerDryer - ElectricExhaust FanMicrowaveOven - Self CleaningOven/Range - GasRefrigeratorSix Burner StoveStainless Steel AppliancesWasherWaterHeater
• Laundry: Main FloorHas Laundry
• Flooring: HardwoodHeatedTile brickWoodCeramic tileSlate
• A/C: OtherCeiling Fan(s)Central A/CHeat Pump(s)
• Heating: Heat Pump(s)ElectricPropane - Leased
• Fireplace: BrickFireplaceFireplaces: 1
• Disability Feature: None

Exterior

• General: Gutter SystemOutside ShowerPrivate BeachOtherAbove GradeBelow Grade
• Style: Bungalow
• Other Structures: RoofPorchWrapAroundScreened
• Parking: Dirt DrivewayShared DrivewayUnpaved

Construction

• Roofing: Metal
• Windows: Wood frameScreensSliding
• General: FrameFiber CementHardiPlank TypeCPVC/PVCSprayFoamInsulationStick Built2Crawl Space

Location

• Originating MLS: BRIGHT_MAIN
• School District: CALVERT COUNTY PUBLIC SCHOOLS
• County: CALVERT-MD

Lot

• Zoning: RUR0501017357
• View: WaterTrees/WoodsScenic VistaRiverPanoramic
• Waterfront: 60

Utilities

• Utilities: Electric availablePropaneWater available120240 v
• Water: Well
• Sewer: Private Septic Tank

Financial

• Source: BRIGHT_MAIN