$649,900

21 Cove Drive, Bay City, MI 48706

  • 4 beds |
  • 4 baths |
  • 2,565 sqft
  • Property Icon Condominium
  • Property Year Built Icon Built in 2024
  • Property Lot Size Icon —— sqft lot
  • Property Parking Icon 2 car garage
  • Property Price Per Square Feet Icon $253/sqft
  • Property List Date Icon Listed 1 month ago

Property Description

Listing Agent: Jean Ann Styn-DeShano Broker: RE/MAX Results: One-of-a-kind waterfront living awaits in this exceptional custom-built luxury condo, perfectly positioned along the Saginaw River with breathtaking views of Wheeler’s Landing Marina. Completed in late 2024 with impeccable craftsmanship and thoughtful design, this newly constructed residence offers refined riverfront living within one of the area’s most exciting waterfront communities. Designed with barrier-free accessibility and energy-certified construction, this home seamlessly blends elegance, comfort, and efficiency.The sophisticated designer kitchen is both beautiful and functional, featuring granite countertops, a spacious center island with seating, stainless steel appliances including refrigerator, range, microwave, and dishwasher, plus four Philippe Starck pendant lights imported from Italy. A large pantry and coat closet enhance everyday convenience, while rich vinyl plank flooring flows throughout both levels, complementing the home’s modern contemporary style.The expansive open-concept living area is designed to impress with an acoustic feature wall, dedicated HiFi amplifier circuit, TV conduit chase, and fireplace feature wall. Floor-to-ceiling sightlines showcase uninterrupted marina and river views, while abundant natural light fills the space. The living area opens to a covered waterfront patio with ceiling fan, creating the perfect setting for relaxing or entertaining. Additional storage beneath the staircase adds practicality without sacrificing design.The main-floor primary suite offers stunning waterfront views, oversized windows, a spacious walk-in closet, and a beautifully appointed three-piece ensuite with walk-in shower. A conveniently located half bath and main-floor laundry add to the home’s thoughtful layout.Upstairs, a second luxurious primary suite features its own walk-in closet, elegant four-piece ensuite bath, and private balcony overlooking both the marina and river, offering spectacular sunrise and sunset views. Two additional generously sized bedrooms with built-in closets, another beautifully finished four-piece bath, and a second-floor laundry/storage room with GE Profile UltraFast washer/dryer combo provide exceptional comfort and convenience. An additional custom-finished 13x9 storage room offers rare extra space seldom found in condo living. Every room is equipped with Cat 6 LAN wiring and upgraded Decora switches throughout.Additional highlights include a finished 2.5-car attached garage with window, utility room, 96% high-efficiency gas furnace, A/C, energy-efficient insulated windows, high-performance cellulose insulation system, attic storage, and water heater.Built with exceptional attention to detail, quality, and comfort, this remarkable waterfront residence offers the rare advantage of new construction without the wait or expense of building. An added financial benefit, the home qualifies for the Neighborhood Enterprise Zone program, offering approx. 50% off property taxes for up to 14 years.

Listing Status:
Active
Data Last Updated:
July 6, 2026 at 3:47AM
Listing Office:
RE/MAX Results : 989-686-3400
Listing Agent:
Jean Ann Styn-DeShano : 989-233-8380
MLS ID:
50206684
  • General: Cable/Internet Avail.Walk-In Closet(s)
  • Master Bedroom: First
  • Kitchen: Floor: Vinyl
  • Appliances: DishwasherDryerMicrowaveRange/OvenRefrigeratorWasherGas Water Heater
  • Dining: Floor: Vinyl
  • Living Room: Floor: Vinyl
  • Laundry: VinylSecond
  • A/C: Central Air
  • Heating: Natural GasForced Air
  • Fireplace: GasLiving RoomFireplace
  • Disability Feature: Accessible BedroomAccessible Central Living AreaAccessible ClosetsAccessible Common AreaAccessible DoorsAccessible EntranceAccessible Full BathAccessible Hallway(s)Accessible KitchenAccessible Kitchen AppliancesWheelchair Accessible
  • Eco/Green Feature: AppliancesConstructionDoorsHVACInsulationRoofWindows
  • General: BalconyLawn Sprinkler
  • Style: Traditional
  • Other Structures: PorchDeckPatio
  • Parking: 2 SpacesGarageParking spaces: 2
  • Windows: Storms/ScreensBay Window(s)Window Treatments
  • General: StoneVinyl SidingVinyl TrimTwoSlab
  • Road/Access: City/County
  • HOA Amenities: HOAMaintenance GroundsSnow RemovalMaintenance Structure300.0Monthly
  • Golf: Grounds MaintenanceWi-Fi AvailableFiber Optic Internet
  • Originating MLS: MiRealSource
  • School District: Bay City School District
  • County: Bay
  • Zoning: UNIT #21 IRON BRIDGE AT WHEELER LANDING PER AMENDED 2024 MASTER DEED (DOCUMENT NUMBER 202400287) REPLAT NO. 2 BAY COUNTY CONDOMINIUM SUBDIVISION PLAN #59 (SPLIT FROM -001 FOR 2006)*** SPLIT FROM PARENT PARCEL 09-160-021-126-071-00 2/14/2024 ***
  • View: WaterView
  • Utilities: Cable ConnectedElectricity ConnectedNatural Gas ConnectedSewer ConnectedWater ConnectedCircuit Breakers
  • Water: Public
  • Sewer: Public Sanitary
  • Source: MiRealSource

This listing courtesy of Jean Ann Styn-DeShano , RE/MAX Results

Monthly Payment

$Est. Payment
  • Principal & Interest $
  • Property Taxes $
  • Home Insurance $
  • VA Funding Fee $

Ready to Start a VA Loan?

Get Started Veterans United Home LoansNMLS #1907  †
Get Prequalified »
Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location