$89,500

306 Ottawa Street, Bay City, MI 48706

  • 4 beds |
  • 2 baths |
  • 2,436 sqft
  • Property Icon Single-Family Home
  • Property Year Built Icon Built in 1920
  • Property Lot Size Icon0.31acre lot
  • Property Parking Icon —— car garage
  • Property Price Per Square Feet Icon $37/sqft
  • Property List Date Icon Listed 1 month ago

Property Description

Well-maintained West-side 4-bedroom home offering space, updates, and room to make it your own. This 1.5-bath property with a full basement features a practical and versatile layout, ideal for families or investors alike. The main floor includes two bedrooms, a half bath, formal dining room, kitchen, and living room, while the second floor offers two generously sized bedrooms and a newly finished full bathroom. The sellers have completed several key updates, including finishing the upstairs bathroom, installing brand-new appliances, new paint, and completing other various repairs. The home also benefits from mostly newer windows and thoughtful maintenance throughout, giving buyers a solid, well-cared-for starting point. To make customization even easier, the home comes with additional materials to complete remaining updates, allowing the next owner to choose finishes and add personal style without starting from scratch. Whether you're a first-time buyer looking for an affordable home with upside or an investor seeking a straightforward opportunity with minimal remaining work, this property offers flexibility, value, and potential. Schedule your showing today and see how close this home is to being fully complete.

Listing Status:
Active
Data Last Updated:
February 15, 2026 at 7:41AM
Listing Office:
Bay Realty Michigan : 9893851311
Listing Agent:
Chance Owen : 9894930948
MLS ID:
61050196974
  • Heating: Forced airNatural gas
  • Style: Traditional
  • Pool: None
  • General: Vinyl sidingOneandOneHalfBasement
  • Originating MLS: Saginaw Board of REALTORS
  • School District: Bay city
  • County: Bay
  • Zoning: COM AT SE COR MARCHAND & OTTAWA STS TH ELY ON MARCHAND ST 135 FT TH SLY 100 FT TH WLY PAR TO MARCHAND ST 135 FT TH NLY ON OTTAWA ST 100 FT TO BEG SEC 16 T14N R5E16001628600100
  • Water: Public
  • Sewer: Public sewer
  • Source: Saginaw Board of REALTORS

This listing courtesy of Chance Owen , Bay Realty Michigan

Monthly Payment

$Est. Payment
  • Principal & Interest $
  • Property Taxes $
  • Home Insurance $
  • VA Funding Fee $

Ready to Start a VA Loan?

Get Started Veterans United Home LoansNMLS #1907  †
Get Prequalified »
Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location

Schools Nearby

L

Linsday Elementary School

607 Lasalle St, Bay City, MI, 48706

Grades PK-5

0.59 miles away

H

Handy Middle School

601 Blend St, Bay City, MI, 48706

Grades 6-8

1.86 miles away

B

Bay City Eastern High School

201 Woodside Ln, Bay City, MI, 48708

Grades 9-12

0.96 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.