$129,900

40 Westside Saginaw Road, Bay City, MI 48706

4 beds |
3 baths |
1,328 sqft

Single-Family Home
Built in 1946
0.42acre lot
1 car garage
$98/sqft
Listed 2 months ago

Property Description

Step inside and imagine the possibilities. This Bay City home sits on nearly half an acre and welcomes you with an attached garage and a large, fully fenced backyard—offering space, privacy, and room to grow. As you enter, you’re greeted by a spacious living room that flows into a formal dining area, creating an inviting layout for everyday living and hosting. Just beyond, the well-sized kitchen anchors the main level and offers a functional footprint ready for your personal touch. Two bedrooms and a full bathroom are conveniently located on the main floor. Upstairs, you’ll find two additional bedrooms, a half bathroom, and a charming nook with built-in drawers—perfect for extra storage or a cozy reading space. The lower level adds even more potential, featuring a full bathroom and an egress window, making a finished basement a real possibility for additional living or recreational space. This home presents as a renovation opportunity. Updates and repairs needed include replacement of the meter socket, a new main breaker, and updated water pipes/plumbing. With 1,328 square feet above grade, a generous fenced lot, and convenient access to local colleges, shopping, dining, and everyday amenities, this property offers strong upside for buyers looking to customize and build equity.

Listing Status:: Active
Data Last Updated:: April 3, 2026 at 5:45AM
Listing Office:: Gateway Brokerage :
Listing Agent:: Jamie Diffin : 989-443-5689
MLS ID:: 50197834

Appliances: Gas Water Heater
Basement: Unfinished
Heating: Natural GasBoiler

General: Shed(s)
Style: Ranch
Other Structures: Shed(s)
Parking: 2 SpacesParking spaces: 1

General: Vinyl SidingOneBasement

Road/Access: Road
Originating MLS: MiRealSource
School District: Bay City School District
County: Bay

Zoning: COM AT INTER OF S LI OF N 1/2 OF NE 1/4 WI C/L OF HWY M-84 TH N 21D 45M E ALG SD C/L 181.93 FT TH NELY 259.42 FT ALG C/L TO POB TH NELY 75.11 FT ALG C/L TH S 72D 37M E 256.44 FT TH SWLY 72.44 FT TH N 73D 17M W 255.32 FT TO BEG. PT OF LOT 2SUB OF SEC.31T14NR5E & PT OF NW 1/4 OF SEC.6T13NR5EL3/P21 BCR
Fencing: Fenced

Water: Public
Sewer: Public At Street

Source: MiRealSource

This listing courtesy of Jamie Diffin , Gateway Brokerage

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

Ready to Start a VA Loan?

Get Started

NMLS #1907 ^†

Get Prequalified »

Interest rates used in the VA mortgage calculator are shown for illustrative purposes only. Your rate may differ based on a variety of factors, including your credit score and the current market conditions. To get your personalized interest rate, start your quote online.

Location

Schools Nearby

Mackensen Elementary School

5535 Dennis Dr, Bay City, MI, 48706

Grades KG-5

0.59 miles away

Handy Middle School

601 Blend St, Bay City, MI, 48706

Grades 6-8

2.07 miles away

Bay City Central High School

1624 Columbus Ave, Bay City, MI, 48708

Grades 9-12

2.54 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.