13148 Saginaw Road, Clio, MI 48420

• 3 beds |
• 2 baths |
• 1,127 sqft

Property Description

Listing Agent: Kelsi V Long Broker: Century 21 Signature Realty - Bay City: Where comfort meets opportunity, this charming 3-bedroom, 1.5-bath home sits on nearly an acre along a main thoroughfare, offering both privacy and potential. Set back from the road and surrounded by neighboring homes, the property feels comfortably residential, with the sounds of traffic fading away once you’re home.While the property is currently zoned commercial, it has only ever been used as a residence. The home was purchased in 2024 using a residential mortgage despite the commercial zoning, demonstrating that residential financing is possible. Interested buyers are encouraged to contact the listing agent to be connected with a lender familiar with financing homes with commercial zoning.The seller has completed due diligence with the township, which indicated that rezoning to residential is unlikely due to the commercial zoning at the nearby corner. For a homeowner, this means you can continue to use the property as a residence just as it has been, but the zoning may also allow for certain small business or mixed-use opportunities, depending on township guidelines.For buyers thinking long term, this zoning could represent a unique advantage. Whether you simply enjoy the extra space and privacy of the lot or envision future possibilities, the flexibility of the zoning opens doors that typical residential properties may not offer.Adding to the opportunity, two neighboring lots are currently available for purchase, presenting the potential to expand your footprint or further explore future commercial possibilities in a high-visibility location.Well and septic inspections have already been completed and passed, offering peace of mind from day one.Whether you’re looking for a comfortable home with room to breathe or a property that offers long-term upside and flexibility, this one invites you to imagine what’s next.

Listing Status:

Active

Data Last Updated:

April 2, 2026 at 5:45AM

Listing Office:

Century 21 Signature Realty - Bay City : 989-686-4500

Listing Agent:

Kelsi Long : 989-475-5679

MLS ID:

50201438

Interior

• Kitchen: Floor: Vinyl
• Living Room: Floor: Vinyl
• Heating: Natural GasForced Air

Exterior

• Style: Ranch
• Parking: Parking spaces: 0

Construction

• General: Vinyl SidingOneCrawl

Location

• Road/Access: Road
• Originating MLS: MiRealSource
• School District: Clio Area School District
• County: Genesee

Lot

• Zoning: PART OF BLKS 1 2 19 & 20 VILLAGE OF FARRANDVILLE & PART OF SEC 11 BEG W 27 RDS & S 1333.88 FT FROM NE COR OF SW 1/4 TH S 101.24 FT TH S 80 DEG 56 MIN 02 SEC W 319.13 FT TH N 27 DEG 43 MIN W 105.60 FT TH N 80 DEG 56 MIN 02 SEC E 368.85 FT TO PL OF BEG SEC 11 T9N R6E OWNED AND OCCUPIED AS ONE PARCEL (80)

Utilities

• Water: Private Well
• Sewer: Septic Tank

Financial

• Source: MiRealSource