40 Westside Saginaw Road, Bay City, MI 48706

• 4 beds |
• 3 baths |
• 1,328 sqft

Property Description

Step inside and imagine the possibilities. This Bay City home sits on nearly half an acre and welcomes you with an attached garage and a large, fully fenced backyard—offering space, privacy, and room to grow. As you enter, you’re greeted by a spacious living room that flows into a formal dining area, creating an inviting layout for everyday living and hosting. Just beyond, the well-sized kitchen anchors the main level and offers a functional footprint ready for your personal touch. Two bedrooms and a full bathroom are conveniently located on the main floor. Upstairs, you’ll find two additional bedrooms, a half bathroom, and a charming nook with built-in drawers—perfect for extra storage or a cozy reading space. The lower level adds even more potential, featuring a full bathroom and an egress window, making a finished basement a real possibility for additional living or recreational space. This home presents as a renovation opportunity. Updates and repairs needed include replacement of the meter socket, a new main breaker, and updated water pipes/plumbing. With 1,328 square feet above grade, a generous fenced lot, and convenient access to local colleges, shopping, dining, and everyday amenities, this property offers strong upside for buyers looking to customize and build equity.

Listing Status:

Active

Data Last Updated:

February 15, 2026 at 7:45AM

Listing Office:

Gateway Brokerage :

Listing Agent:

Jamie Diffin : 989-443-5689

MLS ID:

50197834

Interior

• Appliances: Gas Water Heater
• Basement: Unfinished
• Heating: Natural GasBoiler

Exterior

• General: Shed(s)
• Style: Ranch
• Other Structures: Shed(s)
• Parking: 2 SpacesParking spaces: 1

Construction

• General: Vinyl SidingOneBasement

Location

• Road/Access: Road
• Originating MLS: MiRealSource
• School District: Bay City School District
• County: Bay

Lot

• Zoning: COM AT INTER OF S LI OF N 1/2 OF NE 1/4 WI C/L OF HWY M-84 TH N 21D 45M E ALG SD C/L 181.93 FT TH NELY 259.42 FT ALG C/L TO POB TH NELY 75.11 FT ALG C/L TH S 72D 37M E 256.44 FT TH SWLY 72.44 FT TH N 73D 17M W 255.32 FT TO BEG. PT OF LOT 2SUB OF SEC.31T14NR5E & PT OF NW 1/4 OF SEC.6T13NR5EL3/P21 BCR
• Fencing: Fenced

Utilities

• Water: Public
• Sewer: Public At Street

Financial

• Source: MiRealSource