895 Holland Street, Saugatuck City, MI 49453

• 2 beds |
• 1 bath |
• 1,127 sqft

Property Description

Walk to the Harbor, Marina & Downtown from This Hidden Saugatuck Gem! Discover one of Saugatuck's best-kept secrets. Nestled on an oversized wooded lot just moments from the harbor, marina, and downtown, this charming cottage offers a rare combination of privacy, walkability, and future potential.Surrounded by mature trees and bordering the Mildred Peterson Nature Preserve, the property feels like a secluded retreat while placing you within easy walking distance of everything that makes Saugatuck special. Enjoy morning coffee from the private deck off the primary suite, unwind in the in-home sauna after a day on the water, or entertain friends on the expansive multi-level deck system overlooking the peaceful backyard.The thoughtfully designed outdoor spaces include a private patio, a lower deck ideal for a future hot tub, and plenty of room to gather, relax, and enjoy the natural setting. Inside, the cozy cottage charm blends with practical features including a full walkoutbasement offering opportunities for additional living space. One of the property's most exciting features is the oversized lot and development potential. Previous city approvals allowed for a detached garage with living quarters above, and the current owners have completed conceptual plans for what they envisioned if they were not relocating out of state. Whether you're dreaming of an ADU, guest house, studio, home office, or expanded family retreat, the possibilities are worth exploring. The new aerial photography showcases what makes this location truly exceptional--harbor access, nearby marinas, preserved natural surroundings, and a walkable connection to downtown Saugatuck's restaurants, galleries, shops, and year-round events. Now offered at $495,000, this is an outstanding opportunity to own a private Saugatuck retreat with room to grow, create, and enjoy for years to come.

Listing Status:

Active

Data Last Updated:

July 6, 2026 at 3:42AM

Listing Office:

Mill Pond Realty : 2698571477

Listing Agent:

Laura J Durham : 2698571477

MLS ID:

71026007925

Interior

• General: PantryWindow treatments
• Appliances: DryerRefrigeratorRangeWasher
• Laundry: In basement
• Basement: FullWalk out access
• A/C: Ceiling fansCentral air
• Heating: Forced airNatural gas
• Fireplace: Living roomOther locationsFireplaceFireplaces: 1

Exterior

• General: Garden
• Other Structures: DeckPorch
• Parking: AttachedConcretePaved

Construction

• Roofing: Composition
• General: Wood sidingBasement

Location

• Originating MLS: West Michigan Lakeshore Association of REALTORS
• School District: Saugatuck
• County: Allegan

Lot

• Zoning: LOT 1 BLK 2 EX SELY 4.5 FT THEREOF BANDLE'S ADDITION VILLAGE OF SAUGATUCK SEC 9 T3N R16W.5705200100
• Fencing: Back yard

Utilities

• Utilities: Cable connectedNatural gas connectedPhone available
• Water: Public
• Sewer: Public sewerStorm drain

Financial

• Source: West Michigan Lakeshore Association of REALTORS