4161 Otter Lake Road, Gem Lake, MN 55110

• 3 beds |
• 2 baths |
• 1,849 sqft

Property Description

Opportunity awaits in this quality-built home, proudly owned and well-maintained by the same owners for over 56 years. Beautiful oak hardwood floors add warmth and character throughout the main level, reflecting the home's care and craftsmanship. The main level offers three bedrooms, a full bathroom, and an open, sun-filled living room. with abundant natural light. The lower level offers flexible living space with a split-family room layout, including a separate gaming or recreation area. Additional lower-level features include a cedar closet, a ¾ bathroom with a tiled walk-in shower, and a spacious laundry and storage area that offers excellent functionality. The exterior is designed for low-maintenance living with vinyl siding, aluminum soffits and fascia, and gutters. Enjoy the close proximity to downtown White Bear Lake, nearby nature preserves, easy freeway access, and the convenience of everyday shopping, dining, and amenities, all just minutes away. Bring your personal style and updates to make this home your own. The list price reflects the non-compliant septic system and will be the buyer's responsibility.

Listing Status:

Active

Data Last Updated:

February 14, 2026 at 9:19PM

Listing Office:

RE/MAX Results : 651-484-8800

MLS ID:

7016960

Interior

• Master Bath: 0
• Appliances: DryerMicrowaveRangeRefrigeratorWasherWater Softener Owned
• Dining: 0
• Laundry: Lower Level
• Basement: FinishedFull
• A/C: Central Air
• Heating: Forced Air
• Fireplace: Fireplaces: 0

Exterior

• Parking: Detached Garage

Construction

• Roofing: Asphalt
• General: One

Location

• Road/Access: City Street
• HOA Amenities: 0.0
• Originating MLS: northstar
• School District: White Bear Lake
• County: Ramsey

Lot

• Zoning: 223022430009
• Fencing: None

Utilities

• Water: Well
• Sewer: Septic System Compliant - No

Financial

• Source: northstar