16238 Urbank Street NE, Ham Lake, MN 55304

• 6 beds |
• 3 baths |
• 3,220 sqft

Property Description

Tucked away on a quiet cul-de-sac, this custom-built home sits on nearly an acre of land that gives you room to breathe. What makes it truly one-of-a-kind is the way it’s laid out—like two single-level homes stacked on top of each other, complete with double kitchens, double laundry rooms, and a whopping eight stalls of attached garage space. If that’s still not enough room for all the toys and projects, there’s a handy storage shed out back too. Inside, you’ll find three bedrooms on each level, including a private primary suite on the main floor that feels like its own peaceful retreat. It’s set up perfectly for multi-generational living, where everyone can have their own space without feeling on top of each other—or it could make for a fantastic rental setup with real income potential. The original owners built this place with care and have kept it in great shape over the years. You can tell the moment you walk in: solid construction, thoughtful details, and that unmistakable feeling of quality. Outside, there’s plenty of yard to enjoy, and you have to check out the awesome bonfire spot hidden next to the deck—it’s the kind of spot that turns evenings into memories. Homes like this don’t come along often. If you’re looking for something different with plenty of space inside and out, this one is worth a closer look!

Listing Status:

Active

Data Last Updated:

April 17, 2026 at 7:16AM

Listing Office:

Freeman Real Estate : 763-639-6224

MLS ID:

7041678

Interior

• Master Bath: 0
• Appliances: DishwasherDryerMicrowaveRangeRefrigeratorWasherWater Softener Owned
• Dining: 0
• Laundry: In BasementLower LevelLaundry RoomMain LevelSink
• Basement: BlockDaylight/Lookout WindowsEgress Window(s)FinishedWalkout
• A/C: Central Air
• Heating: Forced Air
• Fireplace: Fireplaces: 0

Exterior

• General: Storage Shed
• Parking: Attached GarageGravelConcreteGarage Door OpenerInsulated GarageMultiple GaragesTuckunder Garage

Construction

• General: One

Location

• Road/Access: Cul De Sac
• HOA Amenities: 0.0
• Originating MLS: northstar
• School District: Anoka-Hennepin
• County: Anoka

Lot

• Zoning: 163223140007

Utilities

• Water: PrivateWell
• Sewer: Private Sewer

Financial

• Source: northstar