12822 96th Street NE, Otsego, MN 55330

• 3 beds |
• 3 baths |
• 3,307 sqft

Property Description

Set on a peaceful acre in Otsego’s Mississippi Cove community, this custom-built rambler offers a refined blend of craftsmanship, generous space, and a setting that feels quietly removed while remaining close to major highways and everyday conveniences. Meticulously maintained, the home presents a bright and welcoming atmosphere from the moment you arrive. Inside, soaring vaulted ceilings and expansive picture windows draw the eye through the living room to views of the surrounding acreage, anchored by a gas fireplace. A quiet front dining room provides an inviting setting for gatherings and flows seamlessly into the kitchen. Designed for both culinary creativity and entertaining, the kitchen features rich alder cabinetry, abundant counter space, high-end appliances, a walk-in pantry, and a dedicated buffet with wine fridge overlooking the living area. Nearby, the mudroom offers built-in lockers, additional storage, and convenient main-level laundry. The private primary suite includes coved ceilings, a walk-out balcony overlooking the yard, and an ensuite bath with dual-head walk-in shower and jetted soaking tub. The walkout lower level expands the living space with a family room featuring a second fireplace and custom built-ins, along with two bedrooms, a full bath, office, and new kitchenette—ideal for entertaining or multigenerational living. A heated four-car garage and separate 30×40 heated outbuilding provide exceptional space for hobbies, storage, or workshop use.

Listing Status:

Active

Data Last Updated:

April 17, 2026 at 9:19PM

Listing Office:

Engel & Volkers Minneapolis Downtown : 612-338-3836

MLS ID:

7021068

Interior

• Master Bath: 0
• Appliances: Air-To-Air ExchangerCooktopDishwasherDouble OvenDryerExhaust FanGas Water HeaterWater Osmosis SystemIron FilterMicrowaveRefrigeratorStainless Steel AppliancesWall OvenWasherWater Softener Owned
• Dining: 0
• Laundry: Laundry RoomMain LevelSink
• Basement: Daylight/Lookout WindowsDrain TiledEgress Window(s)FinishedFullStorage SpaceSump BasketTile ShowerWalkout
• A/C: Central AirDual
• Heating: Forced AirFireplace(s)Zoned
• Fireplace: GasLiving RoomFireplaceFireplaces: 2

Exterior

• General: Garage(s)Pole Building
• Pool: None
• Parking: Attached GarageConcreteGarage Door OpenerHeated GarageInsulated GarageMultiple GaragesRV Access/Parking

Construction

• Roofing: Asphalt
• General: One

Location

• HOA Amenities: Other500.0Annually
• Originating MLS: northstar
• School District: Elk River
• County: Wright

Lot

• Zoning: 118247003130
• Fencing: None

Utilities

• Utilities: 200+ Amp Service
• Water: Private
• Sewer: Septic System Compliant - Yes

Financial

• Source: northstar