821 Upland Loop, O'fallon, MO 63368

• 4 beds |
• 3 baths |
• 3,941 sqft

Property Description

Tucked away on a quiet cul-de-sac, this stunning 4-year-young home built by Payne Family Homes offers the perfect blend of luxury, comfort, and thoughtful upgrades throughout. From the moment you arrive, you’ll notice the upgraded landscaping, custom stone-lined flower beds, and beautiful curb appeal that set this home apart. Inside, a versatile front den with a mini split heating & cooling system creates the perfect home office. The bright, open-concept floor plan was designed with entertaining in mind, featuring a separate sitting room, a spacious living room anchored by a cozy fireplace and seamless flow into the dining area and designer kitchen. The custom kitchen is a true showstopper with an oversized center island, granite countertops, stainless steel appliances, wine fridge, walk-in pantry, and an abundance of cabinetry and prep space. The spacious primary suite offers a spa-like en-suite bath with separate soaking tub and shower, double vanity, and walk-in closet. Two additional generously sized bedrooms, a full bath, and convenient main floor laundry complete the main level. The finished lower level expands your living space with a large family/rec room, a 4th bedroom and full bath. Sliding glass doors off the living room open to an incredible outdoor oasis featuring a screened-in gabled deck with cedar-wrapped beams and built-in gas heaters, creating the perfect space for year-round entertaining. The adjoining patio expands your outdoor living area and overlooks the fully fenced backyard with an updated irrigation system and french drains . This home is packed with valuable upgrades and smart features including, NEMA 14-50 EV charging plug in the garage, April Air 800 steam humidifier, water softener and whole-house carbon filter. Every detail has been carefully curated and impeccably maintained, offering buyers the rare opportunity to move into a truly turnkey home with all the extras already done for them!

Listing Status:

Active

Date Added:

May 14, 2026

Data Last Updated:

May 21, 2026 at 5:18PM

Listing Office:

EXP Realty, LLC : 866-224-1761

MLS ID:

26020739

Interior

• General: Ceiling Fan(s)Custom CabinetryDining/Living Room ComboDouble VanityEat-in KitchenEntrance FoyerGranite CountersKitchen IslandOpen FloorplanRecessed LightingSeparate ShowerSoaking TubWalk-In Closet(s)Walk-In Pantry
• Appliances: Stainless Steel Appliance(s)Gas CooktopDishwasherMicrowaveWall OvenGas Water HeaterWine Refrigerator
• Laundry: Laundry RoomMain Level
• Basement: 9 ft + PourBathroomEgress WindowPartially FinishedFullSleeping AreaSump Pump
• Flooring: CarpetLuxury Vinyl
• A/C: Ceiling Fan(s)Central AirElectric
• Heating: Forced AirNatural Gas
• Fireplace: Living RoomFireplaceFireplaces: 1

Exterior

• Style: RanchTraditional
• Other Structures: DeckScreenedPatio
• Pool: Community
• Parking: AttachedDrivewayGarage

Construction

• General: Vinyl SidingOne

Location

• HOA Amenities: PoolMaintenance Grounds715.0Annually
• Originating MLS: maris2
• School District: Wentzville R-IV
• County: St. Charles

Lot

• Zoning: 4-0068-D028-00-0131.0000000
• Fencing: Back YardFenced

Utilities

• Utilities: Electricity ConnectedNatural Gas ConnectedSewer ConnectedWater ConnectedAmeren
• Water: Public
• Sewer: Public Sewer

Financial

• Source: maris2