$665,000

3520 Canal Street, St Charles, MO 63301

  • 7 beds |
  • 5 baths |
  • 3,616 sqft
  • Property Icon Single-Family Home
  • Property Year Built Icon Built in 2013
  • Property Lot Size Icon5,663sqft lot
  • Property Parking Icon 2 car garage
  • Property Price Per Square Feet Icon $184/sqft
  • Property List Date Icon Listed 18 days ago

Property Description

Exceptional Multigenerational Living with Water Views & Endless Possibilities! Welcome to this truly remarkable property offering over 3,600 sq. ft. of finished living space including a private 585 sq ft mother-in-law quarters. This property creates a rare opportunity for multigenerational living, income potential, home based business/office or personal space for guests. With a total of 7 bedrooms and 4.5 baths, a finished basement, and a double balcony overlooking the water, this home is as functional as it is stunning. The main level features handscraped engineered hardwood flooring, 9’ ceilings, and a warm, inviting living room with custom built-in bookcases framing a gas fireplace. The kitchen is thoughtfully designed with granite countertops, custom cabinetry, center island, large pantry, coffee/wine bar, & expanded dining room with a 4’ bump-out. A laundry room & powder room complete this level. Upstairs, the primary suite offers a peaceful retreat with its own electric fireplace, private balcony access overlooking the water, custom closet & spa-inspired bath featuring an adult-height dual vanity, soaking tub & stand-alone shower. The lower level expands your living space even further with full bath & 3 additional rooms w/ egress windows & closets, ideal for bedrooms, office space, recreation, or storage—tailored to your needs. Step outside to discover the private MOTHER IN LAW'S quarters, complete with kitchen, 1 bedroom, full bath, living room & laundry closet. The large backyard w/ outdoor kitchen, oversized 2-car garage, and additional carport provide ample space for outdoor enjoyment and parking. Nestled in one of the area’s most desirable communities, this vibrant neighborhood called New Town @ St. Charles offers resort-style living at its finest — Book your appointment now!

Listing Status:
Pending
Date Added:
April 22, 2026
Data Last Updated:
May 11, 2026 at 3:16PM
Listing Office:
Coldwell Banker Realty - Gundaker : 636-561-1000
MLS ID:
26021993
  • Laundry: Laundry ClosetMain LevelMultiple Locations
  • Basement: BathroomEgress WindowPartially FinishedFullSleeping AreaSump Pump
  • Flooring: CarpetLuxury Vinyl
  • A/C: Ceiling Fan(s)Central Air
  • Heating: Forced AirNatural Gas
  • Fireplace: ElectricGasLiving RoomMaster BedroomFireplaceFireplaces: 2
  • Style: OtherTraditional
  • Other Structures: Garage(s)Guest HouseFront PorchDeckPatioCovered
  • Pool: CommunityIn GroundLapOutdoor Pool
  • Parking: Additional ParkingAlley AccessDetachedDetached CarportGarageGarage Faces RearOff StreetParking spaces: 3
  • Roofing: Architectural Shingle
  • General: Fiber CementTwo
  • HOA Amenities: Association ManagementBeach AccessCommon GroundLakeParkPlaygroundPoolSecurityMaintenance GroundsRepairsCommon Area MaintenancePool MaintenanceManagementPoolSecurity1065.0Annually
  • Originating MLS: maris2
  • School District: Orchard Farm R-V
  • County: St. Charles
  • Zoning: 5-116C-A639-00-8332.0000000
  • View: CanalWater
  • Fencing: Fenced
  • Utilities: Cable Available220 Volts
  • Water: Public
  • Sewer: Public Sewer
  • Source: maris2
  • Ownership: Private

This listing courtesy of Coldwell Banker Realty - Gundaker

Monthly Payment

$Est. Payment
  • Principal & Interest $
  • Property Taxes $
  • Home Insurance $
  • VA Funding Fee $

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